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OFFER IN COMPROMISE

ECONOMIC HARDSHIP

Section 301.6343-1(b)(4)(i), Proced. & Admin. Regs., states that economic hardship occurs when a taxpayer is "unable to pay his or her reasonable basic living expenses." Section 301.7122-1(c)(3), Proced. & Admin. Regs., sets forth factors to consider in evaluating whether collection of a tax liability would cause economic hardship, as well as some examples. One of the examples involves a taxpayer who provides fulltime care to a dependent child with a serious long-term illness. A second example involves a taxpayer who would lack adequate means to pay his basic living expenses were his only asset to be liquidated. A third example involves a disabled taxpayer who has a fixed income and a modest home specially equipped to accommodate his disability, and who is unable to borrow against his home because of his disability. See sec. 301.7122-1(c)(3)(iii), Examples (1), (2), and (3), Proced. & Admin. Regs. None of these examples bears any resemblance to this case, but instead they "describe more dire circumstances". Speltz v. Commissioner [2006-2 USTC ¶50,403], 454 F.3d 782, 786 (8th Cir. 2006), affg. [Dec. 55,961] 124 T.C. 165 (2005); see also Barnes v. Commissioner, supra. Nevertheless, we address petitioners' arguments.

Economic hardship is a matter that must be considered by the IRS in its consideration of an Offer in Compromise. Consider the following cases:



Charles G. Fargo, Elizabeth A. Fargo, Petitioners-Appellants v. Commissioner of Internal Revenue, Respondent-Appellee.

U.S. Court of Appeals, 9th Circuit; 04-72190, May 8, 2006, 447 F3d 706.

Affirming the Tax Court, 87 TCM 815,
Dec. 55,514(M), TC Memo. 2004-13.

[
Code Secs. 6330 and 7122]

Collection: Offer-in-compromise: Abuse of discretion: Economic hardship: Exceptional circumstances. --

The IRS Commissioner did not abuse his discretion by rejecting a married couple's offer-in-compromise based on economic hardship, given their considerable accumulation of wealth and the speculative nature of their future medical expenses. The evidence to support the couple's argument that medical expenses for the husband's progressive dementia would bankrupt them in about a decade was thin. The couple's ability to pay basic living expenses would not be impaired by significantly greater health care expenses. Further, the couple's case, which had been outstanding for a number of years and accrued large amounts of interest, did not amount to exceptional circumstances. The statute's legislative history, although it indicated that Congress hoped the IRS would be reasonably generous in accepting compromises, did not show that the IRS decision to reject the offer-in-compromise was an abuse of discretion. Back references: ¶38,184.11 and ¶41,130.45.




Dennis N. Brager, Law Offices of Dennis N. Brager, for petitioners-appellants. Randolph L. Hutter, Department of Justice, for respondent-appellee. Terri A. Merriam, Peason, Merriam, for the amici.


Before: Beezer, Hall and Wardlaw, Circuit Judges.



OPINION



H ALL, Senior Circuit Judge: Charles and Elizabeth Fargo (Taxpayers) appeal the decision of the Tax Court holding that the Commissioner of Internal Revenue did not abuse his discretion by rejecting their offer to pay $7,500 in compromise of the approximately $104,000 interest owed on their 1983 and 1984 federal income tax liabilities. We affirm.



I. Facts



More than twenty years ago, Taxpayers bought interests in two partnerships: the Jackson & Associates Partnership (Jackson), and the Smith & Asher Associates Partnership (Smith & Asher). In 1983, Taxpayers claimed a loss of $30,767 attributable to their interest in Jackson; in 1984, they claimed a $2,749 loss from Jackson and a $28,996 loss from Smith & Asher. These partnerships were themselves partners in yet other partnerships (Wilshire West Associates and Redwood Associates, respectively), which in turn were associated with a series of tax shelters called the Swanton Coal Programs.
1 All of the partnerships were subject to the Tax Equity and Fiscal Responsibility Act (TEFRA) provisions of 26 U.S.C. §§6221- 6234.

The Swanton Coal Programs were exposed as purely tax-motivated transactions in
Kelley v. Commissioner of Internal Revenue [ CCH Dec. 49,360(M)], 66 T.C.M. (CCH) 1132 (1993), with the Tax Court opining that the Programs were "nothing more than an elaborate scam to provide highly leveraged deductions for nonexistent expenses." The Tax Court's 1993 ruling in Kelley had an effect on Taxpayers' liabilities for 1983 and 1984, but the final liability amount would not be determined until six years later, in 1999. This delay stemmed from the tiered partnership system: before the effect of the decision in Kelley could be determined, the Commissioner had to negotiate with the Tax Matter Partners (TMPs) for Jackson and Smith & Asher. The delay led to an accumulation of penalties and interest that increased Taxpayers' total liability to over $127,000. After the assessment was finalized in 1999, Taxpayers were informed of their liability --and while they quickly paid their back taxes (in the amount of $23,977), they refused to pay the remaining interest ($104,287.91). The Commissioner sent notice of intent to levy, and Taxpayers requested a Collection Due Process hearing before the Office of Appeals.

Taxpayers timely submitted to the Appeals Officer an offer-in-compromise for $7,500 (about seven percent of their outstanding liability). At the time of the offer, temporary Treasury Regulations issued pursuant to 26 U.S.C.
§7122 governed the acceptance of offers-in-compromise. 2 Temporary Treasury Regulation §301.7122-1T(b)(4) indicated that

a compromise may be entered into to promote effective tax administration when --


(i) Collection of the full liability will create economic hardship within the meaning of §301.6343-1; or


(ii) Regardless of the taxpayer's financial circumstances, exceptional circumstances exist such that collection of the full liability will be detrimental to voluntary compliance by taxpayers; and


(iii) Compromise of the liability will not undermine compliance by taxpayers with the tax laws.


Taxpayers' offer-in-compromise was based on sections (i) and (ii) of this regulation; they claimed both economic hardship and exceptional circumstances. They argued that economic hardship would ensue because Mr. Fargo's medical expenses would soon balloon to $90,000 per year, and the large interest payout of $104,000 would both cut into their overall resources and eventually serve to bankrupt them. Taxpayers additionally claimed exceptional circumstances, arguing that the IRS dragged its feet in determining their liability, and thus the delay was not Taxpayers' fault and should not be held against them. Also under the "exceptional circumstances" rubric, Taxpayers contended that Congress specifically contemplated longstanding cases such as theirs when it enacted 26 U.S.C.
§7122, and all but required that such cases be compromised.

The Commissioner rejected their offer. The Tax Court, reviewing for abuse of discretion, affirmed.
Fargo v. Comm'r [ CCH Dec. 55,514(M)], 87 T.C.M. (CCH) 815 (2004). Taxpayers appeal, again arguing economic hardship and exceptional circumstances.



II. Standard of Review



We review the Tax Court's decision under the same standard as civil bench trials in district court,
see Milenbach v. Comm'r [ 2003-1 USTC ¶50,229], 318 F.3d 924, 930 (9th Cir. 2003), and thus review de novo. Boyd Gaming Corp. v. Comm'r [ 99-1 USTC ¶50,530], 177 F.3d 1096, 1098 (9th Cir. 1999). In this instance, de novo review amounts to a fresh analysis of whether the Commissioner abused his discretion. Abuse of discretion occurs when a decision is based "on an erroneous view of the law or a clearly erroneous assessment of the facts." United States v. Morales, 108 F.3d 1031, 1035 (9th Cir. 1997) (en banc) (citing Cooter & Gell v. Hartmarx Corp., 496 U.S. 384, 405 (1990)).



III. Discussion





A. Economic Hardship

The Tax Court held that the Commissioner did not abuse his discretion in determining that the Taxpayers would not experience economic hardship if their offer-in-compromise was rejected. We agree.

[1] The operative statutory and regulatory framework in this case focuses on basic expenses. The regulation in effect at the time of the offer-in-compromise, Temporary Treasury Regulation §301.7122-1T(b), provides that a compromise "may be entered into to promote effective tax administration when ... [c]ollection of the full liability will create economic hardship within the meaning of §301.6343-1." Economic hardship is defined as the inability of the taxpayer "to pay his or her reasonable basic living expenses." 26 C.F.R. §301.6343-1(b)(4)(i). The regulation goes on to specify that:

The determination of a reasonable amount for basic living expense will be made by the director and will vary according to the unique circumstances of the individual taxpayer. Unique circumstances, however, do not include the maintenance of an affluent or luxurious standard of living.


Id. These regulations are consistent with provisions of their authorizing statute, 26 U.S.C. §7122, which provides explicitly for a case-by-case analysis "designed to provide that taxpayers entering into a compromise have an adequate means to provide for basic living expenses." 26 U.S.C. §7122(c)(2).

[2] Taxpayers claim that they will suffer economic hardship if they are required to pay their full $104,000 liability. They argue that Mr. Fargo's medical expenses, owing to his progressive dementia, will soon reach $90,000 per year and bankrupt them in about a decade. The evidence to support their claim is thin. First, the only medical evidence Taxpayers present is a diagnosis performed by a clinical neuropsychologist that indicates that Mr. Fargo suffers from Frontal Lobe Dementia, contributing to a number of impairments of his mental abilities. This diagnosis, however, mentions nothing of the necessity for long-term around-the-clock nursing care, nor of medical expenses.

[3] Second, the Taxpayers' current monthly medical expenses, as reported in the Monthly Income and Expense Analysis section of their offer-in-compromise, total $288. Their claimed future expenses of $90,000 per year seems predominantly hypothesized from publicly-available information that is not particularized to Mr. Fargo. Thus, their future medical expenses are almost wholly speculative.

[4] Third and perhaps most importantly, Taxpayers have considerable assets, and it is highly unlikely that their ability to pay "basic living expenses" would be impaired even were Mr. Fargo to require around-the-clock nursing care. Taxpayers have an annual adjusted gross income of $144,378; bank accounts and individual retirement accounts worth $126,179; securities worth $594,628; and equity in real property amounting to $309,000. Their non-income assets are worth more than a million dollars combined. Furthermore, their current reported expenses are $5,888 per month, against a monthly gross income of $8,859. In other words, Taxpayers can afford significantly greater health care expenses than they currently pay, even without liquidating any assets. Accordingly, their contention that their medical expenses will outrun their net worth in ten years seems to assume a number of premises unsupported by the record, and indeed feels like nothing more than back-of-the-napkin multiplication.

[5] Taxpayers' hardship claim is particularly weak given that the relevant inquiry is only whether the Commissioner abused his discretion. Although one might find some ground upon which to quibble with the Commissioner's decision, it is impossible to hold that the Commissioner employed an erroneous view of the law or a clearly erroneous assessment of the facts. Given the speculative nature of Taxpayers' expenses, their considerable accumulation of wealth, and the statutory focus on basic expenses, it stretches reason to contend that the Commissioner abused his discretion in rejecting the Taxpayers' claim of hardship.



B. Exceptional Circumstances

Taxpayers' claim of exceptional circumstances is also unavailing. Taxpayers argue that the Commissioner either waited too long after the Tax Court's decision in
Kelley to contact them with the amount of their liability, or simply took too long to determine their liability in the first place. The Commissioner responds that any delay is due to the length of time it took to negotiate a closing agreement with the TMPs of the partnerships in which Taxpayers had an interest. The delay, argues the Commissioner, was part and parcel of the legally-required procedures under TEFRA. Taxpayers rejoin that the legislative history of 26 U.S.C. §7122 supports their position and in fact mandates the compromise of longstanding cases such as theirs. We hold that the Tax Court did not err in determining that the Commissioner did not abuse his discretion in rejecting Taxpayers' offer-in-compromise on the basis of exceptional circumstances.

Taxpayers raise three arguments based on exceptional circumstances. First, they claim that the Commissioner abused his discretion by applying the Treasury Regulations incorrectly in light of their authorizing statute, 26 U.S.C.
§7122. 3 Second, they claim that the Commissioner abused his discretion by flouting internal IRS guidelines with regard to offers-in-compromise. And third, they claim that the Commissioner abused his discretion by ignoring certain equity and public policy considerations. We reject each of these arguments.



1. Incorrect application of the Treasury Regulations in light of their authorizing statute, 26 U.S.C. §7122



[6] The bulk of Taxpayers' arguments with regard to exceptional circumstances concern whether the Commissioner misapplied the temporary Treasury Regulations issued pursuant to 26 U.S.C. §7122. Specifically, Taxpayers contest the application of Temporary Treasury Regulation §301.7122-1T(b)(4), which provides that the Commissioner may accept an offer-in-compromise if "exceptional circumstances exist such that collection of the full liability will be detrimental to voluntary compliance by taxpayers; and ... [c]ompromise of the liability will not undermine compliance by taxpayers with the tax laws." Taxpayers contend that, following the Tax Court's opinion in Kelley, the delay in determining their liability constitutes exceptional circumstances.

[7] Taxpayers cite repeatedly to the legislative history of 26 U.S.C. §7122, claiming that whatever regulations it authorizes should be used to accommodate compromise in long-standing cases where large amounts of interest have accrued, even though no such specification occurs in the statutory text. 4 However, as the Supreme Court has previously noted in the taxation context, "[l]egislative history can be a legitimate guide to a statutory purpose obscured by ambiguity, but [i]n the absence of a clearly expressed legislative intention to the contrary, the language of the statute itself must ordinarily be regarded as conclusive." Burlington N. R.R. Co. v. Okla. Tax Comm'n, 481 U.S. 454, 461 (1987) (internal quotation marks omitted) (citing United States v. James, 478 U.S. 597, 606 (1986)). The Tax Court has also recognized the primary value of statutory text, indicating that "[i]f the language of the statute is plain, clear, and unambiguous, we generally apply it according to its terms." Montgomery v. Comm'r [ CCH Dec. 55,501], 122 T.C. 1 (2004) (citing, inter alia, United States v. Ron Pair Enters., Inc. [ 89-1 USTC ¶9179], 489 U.S. 235, 241 (1989)). Here, the authorization provided by the statute is discretionary on its face, stating that "the Secretary may compromise any civil or criminal case arising under the internal revenue laws." 26 U.S.C. §7122(a) (emphasis added). Discretion is also given to the Secretary of the Treasury to determine what standards will govern evaluation of an offer-in-compromise: "The Secretary shall prescribe guidelines for officers and employees of the Internal Revenue Service to determine whether an offer-in-compromise is adequate and should be accepted to resolve a dispute." 26 U.S.C. §7122 (c)(1) (emphasis added).

Taxpayers contend that these authorizations of discretion are tempered by the statute's legislative history, which they say specifically contemplates compromise of longstanding cases where large amounts of fines and interest accrue. The House Conference Report, for instance, indicates that:

[t]he conferees anticipate that, among other situations, the IRS may utilize this new authority to resolve longstanding cases by forgoing penalties and interest which have accumulated as a result of delay in determining the taxpayer's liability. The conferees believe that the ability to compromise tax liability and to make payments of tax liability by installment enhances taxpayer compliance. In addition, the conferees believe that the IRS should be flexible in finding ways to work with taxpayers who are sincerely trying to meet their obligations and remain in the tax system. Accordingly, the conferees believe that the IRS should make it easier for taxpayers to enter into offer-in-compromise agreements, and should do more to educate the taxpaying public about the availability of such agreements.


H. Conf. Rep. 105-599, at 289 (1998), reprinted in 1998 U.S.C.C.A.N. 288 (emphasis added). The Senate Report, also seeming to indicate that Congress hoped the IRS would be reasonably generous in accepting compromise, states that "[i]t is anticipated that the IRS will adopt a liberal acceptance policy for offers-in-compromise to provide an incentive for taxpayers to continue to file tax returns and continue to pay their taxes." S. Rep. 105-174, at 90 (1998).

[8] These expressions of legislative intent, though relevant in support of Taxpayers' position, do not meet the threshold for proving the Commissioner's abuse of discretion. First, the authorizing statute remains explicitly discretionary, and in performing statutory interpretation the text must come first. Second, the legislative history at issue is, as the emphasis above shows, substantially discretionary as well. Congressional intent here is probative, but it does not show that the Commissioner made a decision "on an erroneous view of the law or a clearly erroneous assessment of the facts." Morales, 108 F.3d at 1035. Indeed, at least one court has held that not only is §7122 discretionary, but it does not even confer the right to have one's offer considered. See Christopher Cross, Inc. v. United States, 363 F.Supp.2d 855, 858 (E.D. La. 2004). In this case, however, we need not address the exact scope of §7122 in such a manner; we hold only that the Commissioner did not abuse his discretion.



2. Flouting of internal regulations with regard to compromise



Taxpayers suggest that even if the IRS Appeals Officer was correct to determine that $7,500 was an inadequate offer, he was duty-bound by the Internal Revenue Manual to negotiate a better deal rather than reject the offer outright. The portion of the Manual to which Taxpayers cite does not exist under the current revisions, and they provide no date for reference. But even taking Taxpayers at their word that the Manual exhorts Appeals Officers to negotiate before rejecting an offer-in-compromise, their contention that they were owed a
duty of negotiation is incorrect.

[9] The Internal Revenue Manual does not have the force of law and does not confer rights on taxpayers. This view is shared among many of our sister circuits. See, e.g., Carlson v. United States [ 97-2 USTC ¶50,702], 126 F.3d 915, 922 (7th Cir. 1997); Marks v. Comm'r [ 91-2 USTC ¶50,521], 947 F.2d 983, 986 n.1 (D.C. Cir. 1991) (holding that "[i]t is well-settled ... that the provisions of the [Internal Revenue M]anual are directory rather than mandatory, are not codified regulations, and clearly do not have the force and effect of law" (emphasis added)); see also Valen Mfg. Co. v. United States [ 96-2 USTC ¶50,407], 90 F.3d 1190, 1194 (6th Cir. 1996); United States v. Horne [ 83-2 USTC ¶9548], 714 F.2d 206, 207 (1st Cir. 1983); Einhorn v. DeWitt [ 80-2 USTC ¶9486], 618 F.2d 347, 349-50 (5th Cir. 1980).

[10] Further, even if the Manual does recommend negotiation, it contains numerous provisions that vest Appeals Officers with the discretion to accept or reject offers-in-compromise. See, e.g., I.R.M. §§5.1.9.3.7.1 (Mar. 24, 2005), 8.1.1.2 (Feb. 1, 2003), 8.13.2.11 (Mar. 2, 2006). Each of these sections confers considerable discretion, militating against the existence of any duty to negotiate rather than reject. Even if some duty existed attendant to the Internal Revenue Manual, Taxpayers' argument does not show that the Commissioner abused his discretion.



3. Public policy and equity



[11] Taxpayers' final claim under the exceptional circumstances rubric is that a decision ruling against them will discourage future individuals from paying their taxes, because the delay in this case was outside of their control and thus unfairly punitive. The effective tax administration ground for compromise in Temporary Treasury Regulation §301.7122-1T(b)(4) indicates that two conditions must be met: first, collection of the full liability must endanger "voluntary compliance by taxpayers," and second, compromise must "not undermine compliance ... with the tax laws." In other words, compromise based on exceptional circumstances must alleviate potential present nonpayment while discouraging future nonpayment by others. Taxpayers and amici claim that the delay in this case, because it rested outside of the control of Taxpayers, should not be held against them. Amici in particular are worried about the long-reaching effects of our decision in this case, fearing that individuals will be hoodwinked into tax shelters and then stung for the interest on their massive tax liabilities. 5 But this theory, even if plausible, simply does not fit into the regulatory scheme. In this case, a decision to collect the full liability will not discourage voluntary tax payment in the future, and a compromise could undermine the tax laws.

[12] The crux of Taxpayers' concerns seem to flow from the background information to the finalized Treasury Regulation §301.7122-1(b), in which it is stated that:

The IRS and Treasury Department do not believe that it would promote effective tax administration to authorize compromise solely on the basis of an asserted delay by the IRS, particularly delay that does not support relief under section 6404(e) ....


Compromise of Tax Liabilities, 67 Fed. Reg. 48,025, 48,027 (July 23, 2002) (codified at 26 C.F.R. pt. 301). From this statement, as noted
supra, Taxpayers and amici draw the idea that the standard for offers-in-compromise is now the same as that for interest abatement, and delay on the part of the IRS can never constitute a valid ground for compromise. Thus, goes the argument, this case and others like it are being decided on a stricter standard than authorized by 26 U.S.C. §7122, and that stricter standard also frustrates the policy goals of Treasury Regulation §301.7122-1(b). This argument is undermined, however, by a quote later in the background information, which states that

cases in which a taxpayer believes the liability was caused, in whole or in part, by delay on the part of the IRS or by the actions of third parties may be appropriate for compromise under the public policy and equity standard. Such cases, however, are expected to be rare, as the taxpayer must identify compelling public policy or equity concerns that satisfy the standard set forth above.


Id. (emphasis added). While Taxpayers chose to focus on the fact that such equity-based compromises will be "rare," the relevant question is merely whether the Commissioner has relinquished his discretion to compromise longstanding cases. He has not.

[13] Furthermore, in this instance the Commissioner has not abused his discretion by not accepting Taxpayers' offer-in-compromise. There are a number of factors cutting against Taxpayers which do not lend themselves towards relief on effective tax administration grounds: 1) Taxpayers invested in tax shelters, and purely tax-motivated transactions are frowned upon by the Code; 6 2) no evidence was presented to suggest that Taxpayers were the subject of fraud or deception; 3) the delay that took place was due to well-established TEFRA procedures and the inability of Taxpayers' TMPs to negotiate quickly; and 4) the primary incentives created by requiring full payment are to encourage taxpayers to research future investments more carefully and to keep in better contact with financial agents (such as TMPs). 7 At the very least, the presence of these policy factors indicates that the Commissioner did not abuse his discretion in rejecting Taxpayers' offer on grounds of exceptional circumstances.

AFFIRMED.

1 For a more detailed description of the relevant partnerships and of the Swanton Coal Tax Shelters, see Fargo v. Comm'r [ CCH Dec. 55,514(M)], 87 T.C.M. (CCH) 815 (2004), and Kelley v. Comm'r [ CCH Dec. 49,360(M)], 66 T.C.M. (CCH) 1132 (1993).

2 The applicable temporary regulation, §301.7122-1T(b)(4), can be found at 64 Fed. Reg. 39,020 (July 21, 1999). The final regulation, codified at 26 C.F.R. §301.7122-1, is substantially identical, but does not apply here. See Fargo [ CCH Dec. 55,514(M)], 87 T.C.M. 815 at n.2.

3 This claim could be construed as an argument that the Treasury Regulations themselves are in contradiction of their authorizing statute. However, Taxpayers explicitly disavow that interpretation, stating that "[i]t is the IRS application of the regulations to preclude abatement of interest which is an abuse of discretion." Opening Brief of Petitioner-Appellant at 21 n.8, Fargo v. Comm'r, No. 04-72190 (9th Cir. Jul. 13, 2004).

4 Although this case is about compromise, not interest abatement, Taxpayers claim that the Tax Court incorrectly adopted the standards utilized in the interest abatement statute (26 U.S.C. §6404) as controlling whether to accept an offer-in-compromise. However, the Tax Court does not so much as mention §6404, let alone apply it. Instead, it merely mentions (and distinguishes) the interest abatement case Beagles v. Commissioner [ CCH Dec. 55,075(M)], 85 T.C.M. (CCH) 995 (2003). Taxpayers' erroneous line of reasoning seems to stem from certain background information to the final Treasury Regulations, which is analyzed infra Sub section 3.

5 In an error shared with amici, Taxpayers also assume that the Tax Court's decision here affects all "similarly situated" parties equally. We review the case before us, however, for abuse of discretion, which is highly case-specific. The fact that the Commissioner chose to reject Taxpayers' offer-in-compromise here does not mean that he will reject all similar offers in compromise in the future; indeed, that is the very definition of discretion. In addition, "exceptional circumstances" is not the only acceptable ground for accepting an offer-in-compromise. This case does not necessarily preclude other similarly-situated taxpayers from reaching a compromise with the IRS.

6 See, e.g., 26 U.S.C. §6621 (applying a higher interest rate to past liabilities resulting from tax-motivated transactions).

7 We note that the Tax Court indicated that even in the absence of an abuse of discretion by the Commissioner, Taxpayers may have a right of action against their TMPs for unnecessary delay, perhaps on grounds of breach of fiduciary duty. Fargo [ CCH Dec. 55,514(M)], 87 T.C.M. (CCH) 815.


Gary W. McDonough v. Commissioner.

Dkt. No. 1201-05L , TC Memo. 2006-234, November 1, 2006.

[Appealable, barring stipulation to the contrary, to CA-9. --CCH.]

[
Code Sec. 6330]
Collection Due Process (CDP) hearing: Hearing procedures: Abuse of discretion. --

Failure to delay a Code Sec. 6330 Collection Due Process hearing was not an abuse of an IRS Appeals officer's discretion. Further, the IRS Appeals officer did not abuse her discretion by rejecting an individual's offer-in-compromise. The Appeals officer's testimony demonstrated that she carefully considered the facts and circumstances of the taxpayer's case. Finally, because the taxpayer presented only the offer-in-compromise as a collection alternative, there was no other less-intrusive alternative for the Appeals officer to consider. --CCH.


[
Code Sec. 7122]
Procedure and administration: Jeopardy and compromise: Closing agreements and compromises: Offers-in-compromise. --

An IRS Appeals officer did not abuse her discretion in rejecting a taxpayer's offer-in-compromise. The liability arose from claimed losses and credits allocated to him by two partnerships organized and operated by Walter J. Hoyt III. The Appeals officer correctly concluded that acceptance of the offer-in-compromise would not promote effective tax administration. Further, she did not abuse her discretion in determining that the taxpayer's real property had a value in excess of the amount indicated by the taxpayer, which was based on an outdated appraisal, and she correctly determined that the reasonable collection potential was greater than the taxpayer's offer amount. --CCH.




Asher B. Bearman, Jaret R. Coles, Jennifer A. Gellner, and Terri A. Merriam, for petitioner; Gregory M. Hahn and Thomas N. Tomashek, for respondent.




MEMORANDUM FINDINGS OF FACT AND OPINION



HAINES, Judge: Petitioner filed a petition with this Court in response to a Notice of Determination Concerning Collection Action(s) Under Section 6320 and/or 6330 for 1989 and 1991.1 Pursuant to section 6330(d), petitioner seeks review of respondent's determination. The sole issue for decision is whether respondent abused his discretion in sustaining the proposed levy action.




FINDINGS OF FACT



The parties' stipulation of facts and the attached exhibits are incorporated herein by this reference. The facts stipulated are so found.2 Petitioner resided in Westminster, California, when he filed his petition. Petitioner's wife, Mary Jane McDonough, filed separate tax returns for 1989 and 1991. Petitioner is 57 years old and is currently employed by the Los Angeles City Fire Department.


Petitioner invested in two partnerships organized and operated by Walter J. Hoyt III (Hoyt). The partnerships were Timeshare Breeding Syndicate Joint Venture (TBS) and Timeshare Breeding Service 1989-1 J.V. (TBS 1989-1).


From about 1971 through 1998, Hoyt organized, promoted, and operated more than 100 cattle breeding partnerships (Hoyt partnerships). Hoyt also organized, promoted, and operated sheep breeding partnerships. From 1983 until his removal by the Tax Court in 2000 through 2003, Hoyt was each partnership's general partner and tax matters partner. From approximately 1980 through 1997, Hoyt was a licensed enrolled agent, and as such, he represented many of the Hoyt partners before the IRS. In 1998, Hoyt's enrolled agent status was revoked. In 2001, Hoyt was convicted of criminal charges relating to the promotion of these partnerships.3


Petitioner reported partnership losses from TBS and TBS 1989-1 on his Form 1040, U.S. Individual Income Tax Return, for 1989 of $3,560 and $27,509, respectively, and for 1991 of $33,782 and $59,179, respectively. Petitioner's claim to the losses resulted in the underreporting of his 1989 and 1991 taxable income. On May 13, 2002, additional income taxes and interest were assessed against petitioner for 1989 and 1991 because of the underreporting.4


On August 23, 2002, respondent mailed petitioner a Letter L-1058, Final Notice of Intent to Levy and Notice of Your Right to a Hearing. The notice informed petitioner that respondent proposed to levy on his property to collect Federal income taxes owed for 1989 and 1991. The notice advised petitioner he was entitled to a hearing with respondent's Appeals Office to review the propriety of the proposed levy. On August 29, 2002, petitioner submitted a Form 12153, Request for a Collection Due Process Hearing. Petitioner indicated he would pursue an offer-in-compromise based on effective tax administration and would provide financial information upon request.


On March 11, 2003, Appeals received petitioner's original Form 656, Offer in Compromise, with a completed Form 433-A, Collection Information Statement for Wage Earners and Self-Employed Individuals, offering to pay $102,000 to compromise his outstanding tax liability. Petitioner offered to compromise his outstanding 1985-95 tax liabilities on the grounds of doubt as to liability and effective tax administration. On March 30, 2004, a section 6330 telephone hearing was held between Settlement Officer Linda Cochran (Ms. Cochran) and petitioner's attorney, during which petitioner's attorney argued that: (1) Appeals should accept the offer as a matter of equity and public policy; (2) the collection activity should be limited to taxes owed for 1989 and 1991 until the Tax Court decides the pending interest and penalty cases;5 and (3) petitioner did not have an opportunity to be heard during the examination process.


On May 3, 2004, petitioner submitted to Ms. Cochran a revised Form 656 dated March 24, 2004, with a revised completed Form 433-A dated March 22, 2004, offering to pay $102,000 to compromise a liability of approximately $230,000 for 1987-96. Petitioner offered to compromise his outstanding tax liabilities not only for the years subject to the proposed collection action, but also for the liabilities arising from his 1987-88, 1990, and 1992-96 tax years.6 The revised offer-in-compromise was submitted on the grounds of doubt as to liability7 and effective tax administration. Petitioner's revised Form 433-A reported no future income potential and assets with a total current value of $232,436, including the following:8


Assets Current Value

Cash $52,251

Stock 25,404

Furniture 960

Vehicles 64,821

Real property(one-half interest)1 89,000

Total 232,436

1 The real property consisted of petitioner and his wife's house in Westminster,

California and property they owned in Prescott, Arizona.



The Form 433-A also reported the following monthly items of income and expenses:


Total Income Amount

Wages $8,110

Total Living Expenses

Food, clothing, and miscellaneous $2,335

Housing and utilities 2,742

Transportation 705

Health care 1,747

Taxes (income) 1,225

Life insurance 28

Other expenses (attorney's fees) 728

Total 9,510



Ms. Cochran determined that petitioner's net realizable equity in each of his reported assets was the same as its reported value except that she reduced the reported value of the stock and of each vehicle by 20 percent to reflect the assets' quick sale value and increased the reported values of petitioner's house and Arizona property because they had not been based upon current appraisals and current market prices. Ms. Cochran summarized petitioner's assets and liabilities as follows:9


Assets Current Value

Cash $52,251

Stock 20,323

Furniture 960

Vehicles 51,856

Real property(one-half interest) 171,500

Total 296,890



Using petitioner's average income over 38 months, she determined his monthly income was $11,012, not $8,110. As to the reported expenses, Ms. Cochran disallowed actual expenses for food, clothing, and miscellaneous; housing and utilities; and transportation, and applied the national and local standard allowances to those items. Ms. Cochran increased the tax expense to reflect the increased amount of determined income. As adjusted, the following were the determined monthly items of expenses:


Total Living Expenses Amount

Food, clothing, and miscellaneous $1,271

Housing and utilities 1,603

Transportation 471

Health care 1,747

Taxes (income) 2,000

Life insurance 28

Other expenses (attorney's fees) 728

Total 7,848



Ms. Cochran determined that petitioner's monthly excess income (i.e., monthly income less monthly expenses) was $3,164 ($11,012 - $7,848), his income potential for the next 116 months was approximately $367,024 ($3,164 116 months = $367,024),10 and the reasonable collection potential was $663,914 (income potential of $367,024 + net realizable equity of $296,890).


On December 16, 2004, respondent issued petitioner a notice of determination sustaining the proposed levy with the provision that the collection activity will not include the collection of interest or penalties until the interest and penalty cases were decided. The notice concluded petitioner's $102,000 offer-in-compromise was not an adequate collection alternative to the proposed levy because petitioner had the ability to pay $448,762.


The notice, citing Internal Revenue Manual (IRM) sections 5.8.11.2.1 and 5.8.11.2.2, stated that petitioner's offer did not meet the Commissioner's guidelines for consideration as an offer-in-compromise to promote effective tax administration. Specifically, the notice stated:


Considered under economic hardship, the taxpayer has the ability to pay all assessed amounts and still have assets remaining with equity worth over $200,000 in addition to an income stream of over $350,000. The taxpayer's representative contended that the taxpayer was being evaluated for possible disability. The Settlement Officer noted, however, that no actual disability has been documented to date. The present offer, therefore, must be considered within the framework of present facts. As such, the taxpayer failed to document economic hardship with or without special circumstances, in accordance with Internal Revenue Manual 5.8.11.2.1.


When considered under public policy or equity grounds, the taxpayer's Effective Tax Administration offer proposal fails to meet the criteria for such consideration under Internal Revenue Manual 5.8.11.2.2. For the reasons set forth in No. 1 above, the taxpayer's offer as an Effective Tax Administration offer based on public policy or equity grounds, therefore, cannot be considered.


In response to the notice of determination, petitioner filed his petition with this Court on January 19, 2005.




OPINION





I. Standard of Review

Because the underlying tax liability is not at issue, this Court's review under section 6330 is for abuse of discretion. See Sego v. Commissioner [Dec. 53,938], 114 T.C. 604, 610 (2000); Goza v. Commissioner [Dec. 53,803], 114 T.C. 176, 182 (2000). This standard does not require the Court to decide whether petitioner's offer-in-compromise should have been accepted, but whether respondent's rejection of the offer was arbitrary, capricious, or without sound basis in fact or law. See Woodral v. Commissioner [Dec. 53,206], 112 T.C. 19, 23 (1999); Keller v. Commissioner [Dec. 56,587(M)], T.C. Memo. 2006-166; Fowler v. Commissioner [Dec. 55,689(M)], T.C. Memo. 2004-163.




II. Petitioner's Offer-in-Compromise

Section 7122(a) provides that "The Secretary may compromise any civil * * * case arising under the internal revenue laws". Whether to accept an offer-in-compromise is left to the Secretary's discretion. Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706, 712 (9th Cir. 2006), affg.[Dec. 55,514(M)] T.C. Memo. 2004-13; sec. 301.7122-1(c)(1), Proced. & Admin. Regs.


The regulations under section 7122 set forth three grounds for the compromise of a tax liability: (1) Doubt as to liability; (2) doubt as to collectibility; or (3) promotion of effective tax administration (ETA). Sec. 301.7122-1(b), Proced. & Admin. Regs. Doubt as to liability and doubt as to collectibility11 are not at issue in this case.


Petitioner proposed an offer-in-compromise based on ETA, offering to pay $102,000 to compromise his estimated outstanding tax liability of $230,000. Petitioner argued that collection of the full liability would create economic hardship and that compelling public policy or equity considerations provide a sufficient basis for compromising the liability. Respondent determined petitioner's reasonable collection potential was $663,914, and thus, petitioner's offer did not meet the criteria for an offer-in-compromise based on ETA.


A tax liability may be compromised on the ground of ETA when: (1) Collection of the full liability will create economic hardship; or (2) compelling public policy or equity considerations provide a sufficient basis for compromising the liability; and (3) compromise of the liability would not undermine compliance by taxpayers with the tax laws. Sec. 301.7122-1(b)(3), Proced. & Admin. Regs.


A. Economic Hardship


Petitioner asserts that Ms. Cochran abused her discretion by rejecting his offer-in-compromise because "There is no indication that SO Cochran gave any substantive consideration to petitioner's demonstrated special circumstances or that he would experience a hardship if required to make a full-payment." In support of this assertion, petitioner argues Ms. Cochran: (1) Failed to adequately consider his health issues; (2) failed to consider that because of current and future health issues petitioner will retire early, causing his income to decrease; (3) improperly valued petitioner's real property; and (4) failed to use actual housing and utility expenses to determine his total monthly living expenses.


Section 301.6343-1(b)(4)(i), Proced. & Admin. Regs., states that economic hardship occurs when a taxpayer is "unable to pay his or her reasonable basic living expenses." Section 301.7122-1(c)(3), Proced. & Admin. Regs., sets forth factors to consider in evaluating whether collection of a tax liability would cause economic hardship, as well as some examples. One example involves a taxpayer who provides full-time care to a dependent child with a serious long-term illness. A second example involves a taxpayer who would lack adequate means to pay his basic living expenses if his only asset was liquidated. The third example involves a disabled taxpayer who has a fixed income and a modest home specially equipped to accommodate his disability, and who is unable to borrow against his home because of his disability. See sec. 301.7122-1(c)(3)(iii), Examples (1), (2), and (3), Proced. & Admin. Regs. None of these examples bears any resemblance to this case, but instead all "describe more dire circumstances". Speltz v. Commissioner, 454 F.3d 782, 786 (8th Cir. 2006), affg. [Dec. 55,961] 124 T.C. 165 (2005); see also Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150. Nevertheless, we will address petitioner's arguments.


1. Discussion of Special Circumstances in the Notice of Determination


Petitioner argues that Ms. Cochran failed "to follow proper procedure by [not] discussing Petitioner's special circumstances, what equity was considered in relation to his special circumstances, and how the special circumstances affected her determination of his ability to pay." Petitioner infers that, because the notice of determination did not discuss the special circumstances in detail, Ms. Cochran failed to adequately take petitioner's circumstances into consideration.


This Court does not believe that Appeals must specifically list in the notice of determination every single fact it considers in arriving at a determination. See Barnes v. Commissioner, supra. This is especially true in a case such as this, where petitioner provided Ms. Cochran with multiple letters and hundreds of pages of exhibits. Ms. Cochran considered all of the arguments and information presented to her. Given the amount of information, it would be unreasonable to require her to specifically address in the notice of determination every single asserted fact, circumstance, and argument presented. The fact that all of the information presented was not specifically addressed in the notice of determination does not indicate an abuse of discretion.


2. Petitioner's Medical Expenses and Possible Retirement


Petitioner argues Ms. Cochran failed to adequately consider his declining health, the likelihood his health problems will require early retirement, and possible future increases in medical expenses.


Included in the documentation provided to Ms. Cochran were letters from petitioner's doctors stating that he suffers from work-related injuries to his lumbar, cervical, and thoracic spine, his wrists, and his right elbow, resulting in multiple medical procedures, including pain management therapy. Petitioner asserted the severity of his injuries will force him to retire in the near future and presented a letter from his doctor indicating his injuries "may" lead to future disability.


In the notice of determination, Ms. Cochran stated: "the taxpayer's representative contended that the taxpayer was being evaluated for possible disability". However, no actual disability was documented, and no evidence was produced indicating petitioner's present or future medical expenses will cause him to be unable to pay his basic living expenses. As to petitioner's asserted increasing expenses due to health problems, Ms. Cochran determined that "the taxpayer failed to document economic hardship" and the present offer "must be considered within the framework of present facts".


Petitioner reported monthly medical expenses of $1,747 on his Form 433-A, which Ms. Cochran accepted. Petitioner did not report or substantiate future amounts of increased medical expenses. Given the information presented to her, it was not arbitrary or capricious for Ms. Cochran to ignore speculative future medical costs when making her final determination. Therefore, this Court rejects petitioner's assertion that Ms. Cochran failed to consider his current and future medical costs.


Petitioner also asserts that Ms. Cochran abused her discretion by using a longer period (116 months) for evaluating income from future earnings when petitioner stated he would retire early because of health problems. Although petitioner stated he may retire, he did not state that he would retire by a certain date or that there was a mandatory retirement age.


Even when a 48-month period is used to determine future earnings, petitioner's income potential of $151,872 still exceeds his offer of $102,000.12 Given the information presented, it was not arbitrary or capricious that Ms. Cochran was not persuaded by petitioner's statements of possible retirement when evaluating his income from future earnings.


3. Petitioner's Property


Petitioner argues Ms. Cochran improperly increased the value of his house and his Arizona property. On his Form 433-A, petitioner reported the estimated fair market value of his house was $460,000, with an 80-percent quick-sale value of $368,000 and an outstanding encumbrance of $369,000. Petitioner's estimate was based on a professional appraisal dated May 8, 2003. Ms. Cochran testified she did not accept petitioner's reported value because the appraisal was over a year old and no longer reflected current value. Instead, she determined a value of $550,000, using recent comparable sales13


On his Form 433-A, petitioner reported the estimated fair market value of his Arizona property at 1015 Fair Street Prescott, AZ 86305, as $87,000, with an 80-percent quick-sale value of $69,600 and an outstanding encumbrance of zero. Petitioner's estimate was based upon the Yavapai County, Arizona, Assessor's Office appraisal dated January 31, 2003. Ms. Cochran discovered petitioner had given her the Yavapai County Assessor's address, not the property's actual location. The Arizona property was at 2320 West Live Oak Drive, Prescott, AZ. Ms. Cochran did not accept petitioner's reported value. Instead, she determined the property's value at $150,000 using recent comparable sales.


Assuming petitioner's professional appraisal and assessor valuation should have been accepted, this Court would not find Ms. Cochran abused her discretion in rejecting petitioner's offer-in-compromise based on economic hardship. On his Form 433-A, petitioner reported assets with a total value of $232,436 and income potential of approximately $151,872. However, petitioner offered to pay only $102,000 to compromise his outstanding tax liabilities. This Court finds Ms. Cochran did not abuse her discretion by rejecting an offer-in-compromise that bore no relationship to petitioner's own calculations of his ability to pay.


4. Petitioner's Other "Financial Circumstances"


Petitioner argues that pursuant to section 7122(c)(2), respondent was required to include actual housing and utility expenses when determining his total monthly living expenses, not the Internal Revenue Service standard allowances. Section 7122(c)(2) provides that the Secretary shall publish standard allowances for basic living expenses. The Commissioner may depart from standard allowances where "such use would result in the taxpayer not having adequate means to provide for basic living expenses." Sec. 7122(c)(2)(B).


Ms. Cochran determined petitioner's circumstances "[were] not sufficient to deviate from the local guideline amounts". Petitioner did not produce evidence indicating he would not have adequate means to provide for his basic living expenses. Ms. Cochran did not abuse her discretion by using standard allowances instead of petitioner's actual housing and utility expenses.


Petitioner also asserts Ms. Cochran abused her discretion by failing to inquire about changes in his financial circumstances after the offer-in-compromise had been submitted. The record does not indicate petitioner's financial situation had substantially changed from the date the offer was submitted on March 24, 2000, through the date of its denial on December 16, 2004. Ms. Cochran did not abuse her discretion.


5. Encouraging Voluntary Compliance With the Tax Laws


Any decision by Ms. Cochran to accept petitioner's offer-in-compromise because of ETA based on economic hardship must be viewed against the backdrop of section 301.7122-1(b)(3)(iii), Proced. & Admin. Regs.14 See Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150. This section requires Ms. Cochran to deny petitioner's offer if its acceptance would undermine voluntary compliance with tax laws by taxpayers in general. Thus, even if this Court were to assume arguendo that petitioner would suffer economic hardship, a finding that it declines to make, this Court would not find that Ms. Cochran's rejection of petitioner's offer was an abuse of discretion. As discussed below (in our discussion of petitioner's "equitable facts" argument), acceptance of petitioner's offer would undermine voluntary compliance with tax laws by taxpayers in general.


B. Public Policy and Equity Considerations


Petitioner asserts that "There are so many unique and equitable facts in this case that this case is an exceptional circumstance" and respondent abused his discretion by not accepting those facts as grounds for an offer-in-compromise. In support of his assertion, petitioner argues that: (1) The longstanding nature of this case justifies acceptance of the offer-in-compromise; (2) respondent's reliance on an example in the Internal Revenue Manual was improper; and (3) respondent failed to consider petitioner's other "equitable facts".


1. Longstanding Case


Petitioner asserts that the legislative history requires respondent to resolve "longstanding" cases by forgiving penalties and interest which would otherwise apply. Petitioner argues that, because this is a longstanding case, respondent abused his discretion by failing to accept his offer-in-compromise.


Petitioner's argument is essentially the same one considered and rejected by the Court of Appeals for the Ninth Circuit in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d at 711-712. See also Keller v. Commissioner [Dec. 56,587(M)], T.C. Memo. 2006-166; Barnes v. Commissioner, supra. The Court rejects petitioner's argument for the same reasons stated by the Court of Appeals. The Court adds that petitioner's counsel participated in the appeal in Fargo as counsel for the amici. On brief, petitioner suggests that the Court of Appeals knowingly wrote its opinion in Fargo in such a way as to distinguish that case from the cases of counsel's similarly situated clients (e.g., petitioner), and to otherwise allow those clients' liabilities for penalties and interest to be forgiven. The Court does not read the opinion of the Court of Appeals in Fargo to support that conclusion. See Keller v. Commissioner, supra; Barnes v. Commissioner, supra.


Respondent's rejection of petitioner's longstanding case argument was not arbitrary or capricious.


2. The Internal Revenue Manual Example


Petitioner argues that respondent erred when he determined that petitioner was not entitled to relief according to the second example in IRM section 5.8.11.2.2(3). Petitioner asserts that many of the facts in this case were not present in the example and, therefore, any reliance on the example was misplaced. Petitioner's argument is not persuasive.


IRM section 5.8.11.2.2(3) discusses ETA offers-in-compromise based on equity and public policy grounds and states in the second example:


In 1983, the taxpayer invested in a nationally marketed partnership which promised the taxpayer tax benefits far exceeding the amount of the investment. Immediately upon investing, the taxpayer claimed investment tax credits that significantly reduced or eliminated the tax liabilities for the years 1981 through 1983. In 1984, the IRS opened an audit of the partnership under the provisions of the Tax Equity and Fiscal Responsibility Act of 1982 (TEFRA). After issuance of the Final Partnership Administrative Adjustment (FPAA), but prior to any proceedings in Tax Court, the IRS made a global settlement offer in which it offered to concede a substantial portion of the interest and penalties that could be expected to be assessed if the IRS's determinations were upheld by the court. The taxpayer rejected the settlement offer. After several years of litigation, the partnership level proceeding eventually ended in Tax Court decisions upholding the vast majority of the deficiencies asserted in the FPAA on the grounds that the partnership's activities lacked economic substance. The taxpayer has now offered to compromise all the penalties and interest on terms more favorable than those contained in the prior settlement offer, arguing that TEFRA is unfair and that the liabilities accrued in large part due to the actions of the Tax Matters Partner (TMP) during the audit and litigation. Neither the operation of the TEFRA rules nor the TMP's actions on behalf of the taxpayer provide grounds to compromise under the equity provision of paragraph (b)(4)(i)(B) of this section. Compromise on those grounds would undermine the purpose of both the penalty and interest provisions at issue and the consistent settlement principles of TEFRA. * * *


1 Administration, Internal Revenue Manual (CCH), sec. 5.8.11.2.2(3), at 16,378. Ms. Cochran determined that petitioner's case is similar to the example:


Some of the most obvious similarities --the year, pretty old, and that seems to match or correlate to the taxpayer's circumstances, that this was a TEFRA proceeding, that an FPAA was issued, * * * They rejected a settlement offer that had been previous --that the IRS had previously made. The taxpayers entered litigation for a number of years. And --and that there were actions of the TMP that the taxpayer was raising issues of tax-motivated --TMP's actions as one of his arguments.


The Court agrees with respondent that the example presents similar circumstances to those in petitioner's case. Ms. Cochran's testimony accurately reflects those similarities.


Petitioner is correct in asserting that not all the facts in his case are present in the example. However, it is unreasonable to expect that facts in an example be identical to facts of a particular case before the example can be relied upon. The Internal Revenue Manual example was only one of many factors respondent considered. Given the similarities to petitioner's case, respondent's reliance on that example was not arbitrary or capricious.


3. Petitioner's Other "Equitable Facts"


Petitioner argues that respondent abused his discretion by failing to consider the other "equitable facts" of this case. Petitioner's "equitable facts" include reference to: (1) Petitioner's reliance on Bales v. Commissioner [Dec. 46,099(M)], T.C. Memo. 1989-568;15 (2) petitioner's reliance on Hoyt's enrolled agent status; (3) Hoyt's criminal conviction; (4) Hoyt's fraud on petitioner; and (5) other letters and cases. The basic thrust of petitioner's argument is that he was defrauded by Hoyt and that, if he were held responsible for penalties and interest incurred as a result of his investment in a tax shelter, it would be inequitable and against public policy. Petitioner's argument is not persuasive.


While the regulations do not set forth a specific standard for evaluating an offer-in-compromise based on claims of public policy or equity, the regulations contain two examples. See sec. 301.7122-1(c)(3)(iv), Examples (1) and (2), Proced. & Admin. Regs. The first example describes a taxpayer who is seriously ill and unable to file income tax returns for several years. The second example describes a taxpayer who received erroneous advice from the Commissioner as to the tax effect of the taxpayer's actions. Neither example bears any resemblance to this case. Unlike the exceptional circumstances exemplified in the regulations, petitioner's situation is neither unique nor exceptional in that his situation mirrors those of numerous other taxpayers who claimed tax shelter deductions in the 1980s and 1990s. See Keller v. Commissioner [Dec. 56,587(M)], T.C. Memo. 2006-166; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.


Of course, the examples in the regulations are not meant to be exhaustive, and petitioner has a more sympathetic case than the taxpayers in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d at 714, for whom the Court of Appeals for the Ninth Circuit noted that "no evidence was presented to suggest that Taxpayers were the subject of fraud or deception". Such considerations, however, have not kept this Court from finding investors in the Hoyt tax shelters to be liable for penalties and interest, nor have they prevented the Courts of Appeals for the Sixth and Tenth Circuits from affirming our decisions to that effect. See Mortensen v. Commissioner, 440 F.3d 375 (6th Cir. 2006), affg. [Dec. 55,824(M)] T.C. Memo. 2004-279; Van Scoten v. Commissioner, 439 F.3d 1243 (10th Cir. 2006), affg. [Dec. 55,818(M)] T.C. Memo. 2004-275.


Ms. Cochran testified that she considered all of petitioner's assertions, including the numerous letters and exhibits. Nevertheless, Ms. Cochran determined that petitioner did not qualify for an offer-in-compromise.


The mere fact that petitioner's "equitable facts" did not persuade respondent to accept petitioner's offer-in-compromise does not mean that those assertions were not considered. The notice of determination and Ms. Cochran's testimony demonstrate respondent's clear understanding and careful consideration of the facts and circumstances of petitioner's case. The Court finds that respondent's determination that the "equitable facts" did not justify acceptance of petitioner's offer-in-compromise was not arbitrary or capricious and thus was not an abuse of discretion.


The Court finds that compromising petitioner's case on grounds of public policy or equity would not enhance voluntary compliance by other taxpayers. A compromise on that basis would place the Government in the unenviable role of an insurer against poor business decisions by taxpayers, reducing the incentive for taxpayers to investigate thoroughly the consequences of transactions into which they enter. It would be particularly inappropriate for the Government to play that role here, where the transaction at issue is participation in a tax shelter. Reducing the risks of participating in tax shelters would encourage more taxpayers to run those risks, thus undermining rather than enhancing compliance with the tax laws. See Barnes v. Commissioner, supra.


C. Petitioner's Other Arguments


1. Compromise of Penalties and Interest in an ETA Offer-in-Compromise


Petitioner advances a number of arguments focusing on his assertion that respondent determined that penalties and interest could not be compromised in an ETA offer-in-compromise. Petitioner argues that such a determination is contrary to legislative history and is therefore an abuse of discretion. These arguments are not persuasive.


The regulations under section 7122 provide that "If the Secretary determines that there are grounds for compromise under this section, the Secretary may, at the Secretary's discretion, compromise any civil * * * liability arising under the internal revenue laws". Sec. 301.7122-1(a)(1), Proced. & Admin. Regs. In other words, the Secretary may compromise a taxpayer's tax liability if he determines that grounds for a compromise exist. If the Secretary determines that grounds do not exist, the amount offered (or the way in which the offer is calculated) need not be considered.


Petitioner's arguments regarding the compromise of penalties and interest do not relate to whether there are grounds for a compromise. Instead, these arguments go to whether the amount petitioner offered to compromise his tax liability was acceptable. As addressed above, respondent's determination that the facts and circumstances of petitioner's case did not warrant acceptance of his offer-in-compromise was not arbitrary or capricious and was thus not an abuse of discretion. Because no grounds for compromise exist, this Court need not address whether respondent can or should compromise penalties and interest in an ETA offer-in-compromise. See Keller v. Commissioner, supra.


2. Information Sufficient for the Court to Review Respondent's Determination


Petitioner argues that respondent failed to provide the Court with sufficient information "so that this Court can conduct a thorough, probing, and in-depth review of respondent's determinations." Petitioner's argument is without merit.


Generally, a taxpayer bears the burden of proving the Commissioner's determinations incorrect. Rule 142(a)(1); Welch v. Helvering [3 USTC ¶1164], 290 U.S. 111, 115 (1933).16 The burden was on petitioner to show that respondent abused his discretion. The burden was not on respondent to provide enough information to show that he did not abuse his discretion. Nevertheless, this Court finds that it had more than sufficient information to review respondent's determination.


3. Scheduling of the Section 6330 Hearing and Deadline for Submission of Documents


Petitioner argues that Ms. Cochran abused her discretion by not allowing his counsel additional time to prepare for the section 6330 hearing and to submit additional documentation. Once the section 6330 hearing was scheduled, Ms. Cochran refused petitioner's request to delay the hearing. However, Ms. Cochran did extend the deadline for submission of documents.


While petitioner wanted to delay the section 6330 hearing, he does not allege that he was unable to adequately prepare for the hearing. Additionally, petitioner has not identified any documents or other information that he believes Ms. Cochran should have considered but that he was unable to produce because of the deadline for submission. Given the thoroughness and the amount of information submitted, it is unclear why petitioner needed additional time. This Court does not believe that Ms. Cochran abused her discretion by establishing a timeframe for the section 6330 hearing and the submission of documents.


4. Efficient Collection Versus Intrusiveness


Petitioner argues that respondent failed to balance the need for efficient collection of taxes with the legitimate concern that the collection action be no more intrusive than necessary. See sec. 6330(c)(3)(C). Petitioner's argument is not supported by the record.


Petitioner has an outstanding tax liability. In his section 6330 hearing, petitioner proposed only an offer-in-compromise. Because no other collection alternatives were proposed, there were no less intrusive means for respondent to consider. The Court finds that respondent balanced the need for efficient collection of taxes with petitioner's legitimate concern that collection be no more intrusive than necessary.


In reaching these holdings, the Court has considered all arguments made and, to the extent not mentioned, concludes that they are moot, irrelevant, or without merit.


To reflect the foregoing,


Decision will be entered for respondent.


1 Unless otherwise indicated, all section references are to the Internal Revenue Code, as amended, and all Rule references are to the Tax Court Rules of Practice and Procedure. Amounts are rounded to the nearest dollar.

2 Respondent reserved relevancy objections to many of the exhibits attached to the stipulations of fact. Fed. R. Evid. 402 provides the general rule that all relevant evidence is admissible, while evidence which is not relevant is not admissible. Fed. R. Evid. 401 defines relevant evidence as "evidence having any tendency to make the existence of any fact that is of consequence to the determination of the action more probable or less probable than it would be without the evidence." While the relevancy of some exhibits is certainly limited, this Court finds that the exhibits meet the threshold definition of relevant evidence and are admissible. The Court will give the exhibits only such consideration as is warranted by their pertinence to the Court's analysis of petitioner's case.

Respondent also objected to many of the exhibits on the basis of hearsay. Even if the Court were to receive those exhibits into evidence, they would have no impact on our findings of fact or on the outcome of this case.

3 Petitioner asks the Court to take judicial notice of certain "facts" in other Hoyt-related cases and apply judicial estoppel to "facts respondent has asserted in previous [Hoyt-related] litigation". The Court will do neither.

A judicially noticeable fact is one not subject to reasonable dispute in that it is either (1) generally known within the territorial jurisdiction of the trial court or (2) capable of accurate and ready determination by resort to sources whose accuracy cannot reasonably be questioned. Fed. R. Evid. 201(b). Petitioner is not asking the Court to take judicial notice of facts that are not subject to reasonable dispute. Instead, petitioner is asking the Court to take judicial notice of the truth of assertions made by taxpayers and the Commissioner in other Hoyt-related cases. Such assertions are not the proper subject of judicial notice.

The doctrine of judicial estoppel prevents a party from asserting a claim in a legal proceeding that is inconsistent with a position successfully taken by that party in a previous proceeding.
New Hampshire v. Maine , 532 U.S. 742, 749 (2001). Among the requirements for judicial estoppel to be invoked, a party's current litigating position must be "clearly inconsistent" with a prior litigating position. Id. at 750-751. Petitioner has failed to identify any clear inconsistencies between respondent's current position and his position in any previous litigation.

4 TBS 1989-1, one of the partnerships in which petitioner invested, was involved in a consolidated case decided by this Court in Durham Farms #1, J.V. v. Commissioner [Dec. 53,883(M)], T.C. Memo. 2000-159, affd. [2003-1 USTC ¶50,391] 59 Fed. Appx. 952 (9th Cir. 2003). As a result of that case, computational adjustments were made, and, on May 13, 2002, additional income tax and interest were assessed against petitioner for 1989 and 1991.

5 On Apr. 28, 2005, a stipulated decision was entered in McDonough v. Commissioner, docket. No. 18866-03, an interest abatement proceeding for 1989 through 1991, in which the Court ordered and decided that petitioner was not entitled to an abatement of interest under sec. 6404(e) for those years. To date, no decision has been made by the Court in McDonough v. Commissioner, docket No. 15239-04.

6 At the time of the sec. 6330 hearing, the taxes, penalties, and interest for 1987-88, 1990, and 1992-96 were unassessed.

7 The doubt as to liability issues were not argued on brief and not considered here.

8 Form 433-A states that each asset reported on the form should be valued at its "Current value", defined on the form as "The amount you could sell the asset for today".

9 This amount does not include the value of petitioner's pension. Petitioner testified that under his pension he will receive 82 percent of his current gross income of approximately $102,000 plus an annual cost of living raise of 2.5 percent

10 In the notice, Ms. Cochran mistakenly used a 116-month factor to determine petitioner's income potential. On brief, respondent corrected the mistake by using a 48-month factor as required when a taxpayer makes a cash offer. As a result, petitioner's correct income potential was $151,872 ($3,164 48 = $151,872). See Internal Revenue Manual (IRM) sec. 5.8.5.5.

11 Petitioner alleged respondent erred by not finding there was doubt as to collectibility. However, petitioner did not present information to substantiate this claim and did not argue it on brief. This Court concludes petitioner has abandoned this argument.

12 Ms. Cochran testified at trial that she originally erred by calculating income potential over 116 months and a 48-month factor was the correct figure to determine income potential because petitioner made a cash offer.

13 Ms. Cochran testified at trial that she was not required to use a quick-sale value (80 percent of fair market value) for the real property because, as she determined, it could reasonably sell within 90 days. The 90-day period was used because, pursuant to the Form 656, the cash offer had to be paid within 90 days from written notice of acceptance of the offer.

Ms. Cochran credited petitioner with a half interest in each property because his wife owned a half interest in each property.

14 The prospect that acceptance of an offer will undermine compliance with the tax laws militates against its acceptance. See also Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.

15 Bales v. Commissioner [Dec. 46,099(M)], T.C. Memo. 1989-568, involved deficiencies determined against various investors in several Hoyt partnerships. This Court found in favor of the investors on several issues, stating that "the transaction in issue should be respected for Federal income tax purposes." Taxpayers in many Hoyt-related cases have used Bales as the basis for a reasonable cause defense to accuracy-related penalties. This argument has been uniformly rejected by this Court and by the Courts of Appeals for the Sixth and Tenth Circuits. See, e.g., Mortensen v. Commissioner, 440 F.3d 375, 390-391 (6th Cir. 2006), affg. [Dec. 55,824(M)] T.C. Memo. 2004-279; Van Scoten v. Commissioner, 439 F.3d 1243, 1254-1256 (10th Cir. 2006), affg. [Dec. 55,818(M)] T.C. Memo. 2004-275; Sanders v. Commissioner [Dec. 56,083(M)], T.C. Memo. 2005-163; Hansen v. Commissioner [Dec. 55,812(M)], T.C. Memo. 2004-269.

16 While sec. 7491 shifts the burden of proof and/or the burden of production to the Commissioner in certain circumstances, this section is not applicable in this case because respondent's examination of petitioner's returns did not commence after July 22, 1998. See Internal Revenue Service Restructuring and Reform Act of 1998, Pub. L. 105-206, sec. 3001(c), 112 Stat. 727.


Gary and Johnean Hansen v. Commissioner.

Dkt. No. 11175-05L , TC Memo. 2007-56, 93 TCM 983, March 8, 2007.

[Appealable, barring stipulation to the contrary, to CA-9. --CCH.]

[Code Secs. 6330 and 7122]
Compromises: Abuse of discretion: Collection Due Process. --

An IRS Appeals officer did not abuse her discretion in rejecting an offer-in-compromise of $90,000 on a $260,000 liability and sustaining a proposed levy. The taxpayers were investors in a tax shelter partnership. The offer was rejected because the taxpayers did not demonstrate either that they would suffer economic hardship if required to pay the liability in full or that public policy and equity reasons weighed in favor of accepting their offer. Their allegation that the Tax Court lacked jurisdiction due to the expiration of the statute of limitations was frivolous and unavailing. Limitations claims must be made at the partnership level proceedings, not at a partner's Collection Due Process hearing. The case was not a "longstanding" case in which forgiveness of penalties and interest was appropriate, and there was no evidence that the Appeals officer failed to give adequate consideration to the taxpayers' unique facts and circumstances. Public policy did not demand acceptance of the offer because the taxpayers were victims of the shelter promoter's fraud. Acceptance of the compromise would reduce the risks involved in investing in tax shelters, undermining voluntary compliance with the tax laws. --CCH.




Terri A. Merriam, Jaret R. Coles, Asher B. Bearman, and Jennifer A. Gellner, for petitioners; Thomas N. Tomashek and Gregory M. Hahn, for respondent.


Terri A. Merriam, Jaret R. Coles, Asher B. Bearman, and Jennifer A. Gellner, for petitioners.1




MEMORANDUM FINDINGS OF FACT AND OPINION



LARO, Judge: Petitioners petitioned the Court under section 6330(d) to review the determination of respondent's Office of Appeals (Appeals) sustaining a proposed levy related to petitioners' 1989 Federal income tax year.2 Petitioners argue the proposed levy is improper because, they state, Appeals was required to accept their offer of $90,258 to compromise what they estimate is their $260,143 Federal income tax liability (inclusive of additions to tax, penalties, and interest) for 1987 through 1998.3 We decide whether Appeals abused its discretion in rejecting that offer.4 We hold it did not.




FINDINGS OF FACT



The parties filed with the Court stipulations of fact and accompanying exhibits. The stipulated facts are found accordingly. When the petition was filed, petitioners resided in Kennewick, Washington.


Beginning in 1987, petitioners' Federal income tax returns claimed losses and credits from their investment in partnerships organized and operated by Walter J. Hoyt III (Hoyt). One of these partnerships was Timeshare Breeding Service 1989-1 (TBS). Hoyt was TBS's general partner and tax matters partner, and TBS was subject to the unified audit and litigation procedures of the Tax Equity and Fiscal Responsibility Act of 1982, Pub. L. 97-248, sec. 402(a), 96 Stat. 648. Hoyt was convicted on criminal charges relating to the promotion of TBS and other partnerships.


Petitioners' claim to losses and credits passing to them from TBS resulted in the underreporting of their 1989 taxable income.5 On October 22, 2002, respondent mailed to petitioners a Letter 1058, Final Notice of Intent to Levy and Notice of Your Right to a Hearing. The notice informed petitioners that respondent proposed to levy on their property to collect Federal income tax (and any related amount) that they owed for 1989. The notice advised petitioners that they were entitled to a hearing with Appeals to review the propriety of the proposed levy.


On November 18, 2002, petitioners asked Appeals for the referenced hearing. On January 11, 2005, Linda Cochran (Cochran), a settlement officer in Appeals, held the hearing with petitioners' counsel. Cochran and petitioners' counsel discussed two issues. The first issue concerned petitioners' intent to offer to compromise their 1987 through 1998 Federal income tax liability to promote effective tax administration. Petitioners contended that Appeals should accept their offer as a matter of equity and public policy. Petitioners stated that it took a long time to resolve the Hoyt partnership cases and noted that Hoyt had been convicted on the criminal charges. The second issue concerned an interest abatement case under section 6404(e) that petitioners then had pending in this Court at docket No. 18896-03. That case related to 1989, the year at issue here, and petitioners claimed that the proposed levy should be rejected because the case was pending. On April 28, 2005, the Court entered a decision in that case stating that the parties agreed that petitioners were not entitled for 1989 to an abatement of interest under section 6404. That decision is now final.


On February 15, 2005, petitioners tendered to Cochran on Form 656, Offer in Compromise, a written offer to pay $90,258 to compromise their estimated $260,143 liability. The offer was limited to a claim of effective tax administration because petitioners had sufficient assets to pay their tax liability in full. Petitioners supplemented their offer with a completed Form 433-A, Collection Information Statement for Wage Earners and Self-Employed Individuals, four letters totaling approximately 65 pages, and volumes of documents. The Form 433-A reported that petitioners owned assets with a total current value of $311,994, inclusive of the following:6


Assets Current value

Cash in accounts $101,981

Retirement accounts 120,903

Vehicles:

1992 Chevy Lumina 200

1993 Mercury Villager 1,340

1999 Buick LeSabre 3,230

Home 84,340

__________________

311,994



The Form 433-A also reported the following monthly items of income and expense:


Items of income Amount

Husband's wages $8,512

Wife's wages 3,427

__________

11,940 (as rounded)



Items of income Amount

Food, clothing, and miscellaneous $2,000

Housing and utilities 1,500

Transportation 300

Medical expenses 400

Taxes 4,000

Life insurance 227

Other expenses 275

__________

8,702



Cochran determined that petitioners' net realizable equity in their cash was either the $101,981 reported in their bank accounts or $96,9547 and that petitioners' net realizable equity in their retirement accounts and home was the same as the reported values. Cochran also reduced the values of petitioners' vehicles by 20 percent to reflect their "quick sale values".8 Cochran summarized petitioners' assets and liabilities as follows:


Fair market Quick Encumbrance or Net realizable

Assets value sale value exemption equity

Cash $101,981 -- -- $101,981

/ 96,954

Retirement 120,903 -- -- 120,903

accounts

Vehicles:

1992 Chevy 200 $160 -- 160

Lumina

1993 Mercury 1,340 1,072 -- 1,072

Villager

1999 Buick 3,230 2,584 -- 2,584

LeSabre

Real Estate 84,340 -- -- 84,340

_______________________________________________________________

1311,994 3,816 $0 311,200

/ 306,013

1Petitioners' net realizable equity is actually $311,040. This slight

mathematical error is not significant to the overall calculation.



Cochran made three adjustments to petitioners' reported expenses. First, she allowed $1,280 (instead of $2,000) for monthly food, clothing, and miscellaneous expenses. Cochran made this adjustment in accordance with respondent's national guideline amounts based on petitioners' monthly income and household size. Cochran also considered petitioners' particular circumstances but noted that they did not warrant allowing the higher figure submitted by petitioners. Second, Cochran allowed $1,093 (instead of $1,500) for monthly housing expenses. She made this adjustment in accordance with respondent's local guideline amounts and noted that petitioners had not documented any reason for deviating from these guidelines. Finally, Cochran allowed $2,100 (instead of $4,000) for monthly tax expenses. She arrived at this figure by calculating petitioners' monthly income and determining their approximate monthly tax liability. She noted that petitioners resided in Washington, which does not have a State income tax. In sum, Cochran concluded that petitioners had allowable monthly expenses of $5,675.


Cochran determined that petitioners' net realizable equity in their assets was either $311,200 or $306,013, see supra note 7, and that petitioners had a monthly disposable income of $6,265 ($11,940 in monthly income less $5,675 of monthly allowable expenses). Cochran also determined that petitioners could pay $300,720 from their future income.9 In sum, Cochran concluded, petitioners' net realizable equity in assets and future income equaled $611,920 or alternatively $606,734.


On May 12, 2005, Appeals issued petitioners a notice of determination sustaining the proposed levy. The notice concludes that petitioners' $90,258 offer-in-compromise is not an appropriate collection alternative to the proposed levy. The notice, citing Internal Revenue Manual (IRM) sections 5.8.11.2.1 and 5.8.11.2.2, states that petitioners' offer does not meet the Commissioner's guidelines for consideration as an offer-in-compromise to promote effective tax administration on the basis of economic hardship or equity and public policy. Cochran noted that since petitioners' representative had not specified the basis on which they were making their effective tax administration offer, she considered it under both economic hardship and equity and public policy grounds.


As to petitioners' offer-in-compromise to promote effective tax administration due to economic hardship, the notice states that "the taxpayers have the ability to meet all their necessary living expenses and to pay all amounts owed from either their equity in assets or their income stream and still have equity and income". As to petitioners' offer-in-compromise to promote effective tax administration based on equity and public policy, the notice states: "the taxpayers' Effective Tax Administration offer proposal fails to meet the criteria for such consideration under Internal Revenue Manual 5.8.11.2.2 * * * [and], therefore, cannot be considered further." The notice further states as to Cochran's balancing of efficient collection with the legitimate concerns of taxpayers that


The taxpayers' concerns about the proposed collection action generally fall into two areas: (1) pending litigation (the interest abatement case) and (2) a viable collection alternative in the form of their $90,258 offer in compromise.


The Settlement Officer has balanced the taxpayers' first area of concern by withholding further collection activity regarding [sic] such time as the pending interest abatement case regarding 1989 (for the accrued interest still unpaid) or the pending TEFRA penalty case regarding 1989 (for the accrued failure to pay penalty) is decided.


With respect to the taxpayers' second area of concern, the Settlement Officer has evaluated the taxpayers' $90,258 offer to compromise the underlying liabilities as a collection alternative to the proposed levy action. Based on that evaluation, the taxpayers' offer of $90,258 could not be recommended for acceptance, and therefore cannot be considered as a collection alternative.


The notice states that petitioners have neither offered an argument nor cited any authority to permit Appeals to deviate from the provisions of the IRM.


As to petitioners' claim at the hearing for an interest abatement, Cochran ascertained that petitioners had filed the case in this Court seeking an abatement of interest under section 6404(e) for 1989. Cochran stated in the notice of determination that she had decided to stay collection activity relating to interest amounts while petitioners' interest abatement case for 1989 was pending in this Court.




OPINION



This case is another in a long list of cases brought in this Court involving respondent's proposal to levy on the assets of a partner in a Hoyt partnership to collect Federal income taxes attributable to the partner's participation in the partnership. Petitioners argue that Appeals was required to let them pay $90,258 to compromise their estimated $260,143 Federal income tax liability for 1987 through 1998. Where an underlying tax liability is not at issue in a case invoking our jurisdiction under section 6330(d), we review the determination of Appeals for abuse of discretion. See Sego v. Commissioner [Dec. 53,938], 114 T.C. 604, 610 (2000); see also Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150. We reject the determination of Appeals only if the determination was arbitrary, capricious, or without sound basis in fact or law. See Cox v. Commissioner [Dec. 56,506], 126 T.C. 237, 255 (2006); Murphy v. Commissioner [Dec. 56,232], 125 T.C. 301, 308, 320 (2005), affd. 469 F.3d 27 (1st Cir. 2006).


Where, as here, we decide the propriety of Appeals's rejection of an offer-in-compromise, we review the reasoning underlying that rejection to decide whether the rejection was arbitrary, capricious, or without sound basis in fact or law. We do not substitute our judgment for that of Appeals, and we do not decide independently the amount that we believe would be an acceptable offer-in-compromise. See Murphy v. Commissioner, supra at 320; see also Clayton v. Commissioner, supra; Barnes v. Commissioner, supra; Fowler v. Commissioner [Dec. 55,689(M)], T.C. Memo. 2004-163; Fargo v. Commissioner [Dec. 55,514(M)], T.C. Memo. 2004-13, affd. [2006-1 USTC ¶50,326] 447 F.3d 706 (9th Cir. 2006). Nor do we usually consider arguments, issues, or other matters raised for the first time at trial, but we limit ourselves to matter brought to the attention of Appeals. See Murphy v. Commissioner, supra at 308; Magana v. Commissioner [Dec. 54,765], 118 T.C. 488, 493 (2002). "[E]vidence that * * * [a taxpayer] might have presented at the section 6330 hearing (but chose not to) is not admissible in a trial conducted pursuant to section 6330(d)(1) because it is not relevant to the question of whether the Appeals officer abused her discretion." Murphy v. Commissioner, supra at 315.10


Section 6330(c)(2)(A)(iii) allows a taxpayer to offer to compromise a Federal tax debt as a collection alternative to a proposed levy. Section 7122(c) authorizes the Commissioner to prescribe guidelines to determine when a taxpayer's offer-in-compromise should be accepted. The applicable regulations, section 301.7122-1(b), Proced. & Admin. Regs., list three grounds on which the Commissioner may accept an offer-in-compromise of a Federal tax debt. These grounds are "Doubt as to liability", "Doubt as to collectibility", and to "Promote effective tax administration". Sec. 301.7122-1(b)(1), (2), and (3), Proced. & Admin. Regs. Petitioners reported on their Form 433-A that they had assets worth $311,994. Cochran determined that petitioners' reasonable collection potential (taking into account their assets as well as future income) was either $611,920 or $606,734. Petitioners can afford to pay their estimated $260,143 tax liability in full and do not argue that the liability is in doubt. They seek to qualify for an offer-in-compromise to promote effective tax administration. See sec. 301.7122-1(b)(3), Proced. & Admin. Regs.; cf. Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706 (9th Cir. 2006) (taxpayers made an offer-in-compromise to promote effective tax administration where they had sufficient assets to pay their tax liability in full).


Petitioners argue that respondent was required to compromise their tax liability to promote effective tax administration. The Commissioner may compromise a tax liability to promote effective tax administration when collection of the full liability will create economic hardship and the compromise would not undermine compliance with the tax laws by taxpayers in general. See sec. 301.7122-1(b)(3)(i), (iii), Proced. & Admin. Regs. If a taxpayer does not qualify for effective tax administration compromise on grounds of economic hardship, the regulations also allow the Commissioner to compromise a tax liability to promote effective tax administration when the taxpayer identifies compelling considerations of public policy or equity. See sec. 301.7122-1(b)(3)(ii), Proced. & Admin. Regs.


Cochran considered all of the evidence submitted to her by petitioners and applied the guidelines for evaluating an offer-in-compromise to promote effective tax administration. Although petitioners did not specifically state on which basis they were submitting their effective tax administration offer-in-compromise, Cochran considered it under both economic hardship and public policy and equity grounds. Cochran determined that petitioners' offer was unacceptable because they had not demonstrated that they would suffer economic hardship and public policy and equity reasons did not weigh in favor of accepting their offer. Cochran's determination to reject petitioners' offer-in-compromise was not arbitrary, capricious, or without a sound basis in fact or law, and it was not abusive or unfair to petitioners. Cochran's determination was based on a reasonable application of the guidelines, which we decline to second-guess. See Speltz v. Commissioner [Dec. 55,961], 124 T.C. 165 (2005), affd. [2006-2 USTC ¶50,403] 454 F.3d 782 (8th Cir. 2006); Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.


Petitioners make six arguments in advocating a contrary result. First, petitioners argue that the Court lacks jurisdiction to review the rejection of their offer-in-compromise. Petitioners allege that Hoyt had a conflict of interest that prevented him from extending the periods of limitation for the partnerships in which petitioners were partners. Petitioners conclude that any consents signed by Hoyt to extend the periods of limitation were invalid, which in turn means that the Court lacks jurisdiction because the applicable periods of limitation have otherwise expired.


Petitioners' challenge to this Court's jurisdiction is groundless, frivolous, and unavailing. It is well settled that the expiration of the period of limitation is an affirmative defense and not a factor of this Court's jurisdiction. See Day v. McDonough, 547 U.S. ___, 126 S. Ct. 1675, 1681 (2006) ("A statute of limitations defense * * * is not `jurisdictional'"); Kontrick v. Ryan, 540 U.S. 443, 458 (2004) ("Time bars * * * generally must be raised in an answer or responsive pleading."); see also Davenport Recycling Associates v. Commissioner [2000-2 USTC ¶50,643], 220 F.3d 1255, 1259 (11th Cir. 2000), affg. [Dec. 52,893(M)] T.C. Memo. 1998-347; Chimblo v. Commissioner [99-1 USTC ¶50,540], 177 F.3d 119, 125 (2d Cir. 1999), affg. [Dec. 52,379(M)] T.C. Memo. 1997-535; Columbia Bldg., Ltd. v. Commissioner [Dec. 48,217], 98 T.C. 607, 611 (1992); Robinson v. Commissioner [Dec. 31,293], 57 T.C. 735, 737 (1972). Where, as here, the claim of a time bar relates to items of a partnership, the claim must be made in the partnership proceeding and may not be considered at a proceeding involving the personal income tax liability of one or more of the partners of the partnership. See Davenport Recycling Associates v. Commissioner, supra at 1259-1260; Chimblo v. Commissioner, supra at 125; Kaplan v. United States [98-1 USTC ¶50,129], 133 F.3d 469, 473 (7th Cir. 1998).


Second, petitioners argue that Cochran's rejection of their offer-in-compromise conflicts with the congressional committee reports underlying the enactment of section 7122. According to petitioners, their case is a "longstanding" case, and those reports require that respondent resolve such cases by forgiving interest and penalties that otherwise apply. We disagree with petitioners' reading and application of the legislative history underlying section 7122. Petitioners' argument on this point is essentially the same argument that was considered and rejected by the Court of Appeals for the Ninth Circuit in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d at 711-712. We do likewise here for the same reasons stated in that opinion. We add that petitioners' counsel participated in the appeal in Fargo as counsel for the amici. While petitioners in their brief suggest that the Court of Appeals for the Ninth Circuit knowingly wrote its opinion in Fargo in such a way as to distinguish that case from the cases of counsel's similarly situated clients (e.g., petitioners), and otherwise to allow those clients to receive an abatement of their liability attributable to partnerships such as those here, we do not read the opinion of the Court of Appeals for the Ninth Circuit in Fargo to support that conclusion.


Third, petitioners argue that Cochran inadequately considered their unique facts and circumstances. We disagree. Cochran reviewed and considered all information given to her by petitioners. On the basis of the facts and circumstances of petitioners' case as they were presented to her, Cochran determined that petitioners' offer did not meet the applicable guidelines for acceptance of an offer-in-compromise to promote effective tax administration based on economic hardship or public policy or equity grounds. We find no abuse of discretion in that determination. Nor do we find that Cochran inadequately considered the information actually given to her by petitioners. With the exception of expenses that exceeded respondent's guidelines and excessive claimed tax expenses, Cochran allowed the full amount of petitioners' expenses. Moreover, Cochran allowed the full $400 that petitioners claimed in medical expenses even though they provided no documentation of any such expenses. Finally, Cochran allowed petitioners more than a month after their collection due process hearing to submit additional documents to support their position. We find that Cochran gave thorough consideration to all of petitioners' claims.


Fourth, petitioners argue that public policy demands that their offer-in-compromise be accepted because they were victims of fraud. We disagree. While the regulations do not set forth a specific standard for evaluating an offer-in-compromise based on claims of public policy or equity, the regulations contain two illustrative examples. See sec. 301.7122-1(c)(3)(iv), Examples (1) and (2), Proced. & Admin. Regs. The first example describes a taxpayer who is seriously ill and unable to file income tax returns for several years. The second example describes a taxpayer who received erroneous advice from the Commissioner as to the tax effect of the taxpayer's actions. Neither example bears any resemblance to this case. See Speltz v. Commissioner [2006-2 USTC ¶50,403], 454 F.3d at 786. Unlike the exceptional circumstances exemplified in the regulations, petitioners' situation is neither unique nor exceptional in that petitioners' situation mirrors that of numerous taxpayers who claimed tax shelter deductions in the 1980s and 1990s, obtained the tax advantages, promptly forgot about their "investment", and now realize that paying their taxes may require a change of lifestyle.11 See Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.


We also believe that compromising petitioners' case on grounds of public policy or equity would not promote effective tax administration. While petitioners portray themselves as victims of Hoyt's alleged fraud and respondent's alleged delay in dealing with Hoyt, they take no responsibility for their tax predicament. We cannot agree that acceptance by respondent of petitioners' $90,258 offer to satisfy their estimated $260,143 tax liability would enhance voluntary compliance by other taxpayers. A compromise on that basis would place the Government in the unenviable role of an insurer against poor business decisions by taxpayers, reducing the incentive for taxpayers to investigate thoroughly the consequences of transactions into which they enter. It would be particularly inappropriate for the Government to play that role here, where the transaction at issue involves a tax shelter. Reducing the risks of participating in tax shelters would encourage more taxpayers to run those risks, thus undermining rather than enhancing compliance with the tax laws.12 See Clayton v. Commissioner, supra; Barnes v. Commissioner, supra.


Fifth, petitioners argue that Cochran failed to balance efficient collection with the legitimate concern that collection be no more intrusive than necessary. We disagree. Cochran thoroughly considered this balancing issue on the basis of the information and proposed collection alternative given to her by petitioners. She concluded that "the proposed levy action regarding the taxpayers represents the only efficient means for collection of the liabilities at issue in this case". While petitioners assert that Cochran did not consider all of the facts and circumstances of this case, "including whether the circumstances of a particular case warrant acceptance of an amount that might not otherwise be acceptable under the Secretary's policies and procedures", sec. 301.7122-1(c)(1), Proced. & Admin. Regs., we find to the contrary. Cochran thoroughly considered petitioners' arguments for accepting their offer-in-compromise, and she rejected the offer only after concluding that petitioners could pay much more of their tax liability than the $90,258 they offered. Cf. IRM sec. 5.8.11.2.1(11) ("When hardship criteria are identified but the taxpayer does not offer an acceptable amount, the offer should not be recommended for acceptance").


Sixth, petitioners argue that Cochran inappropriately failed to consider whether they qualified for an abatement of interest for reasons other than those described in section 6404(e). We disagree. We note that in the notice of determination, Cochran decided to stay collection of interest while petitioners' interest abatement case was pending in this Court. Moreover, we find nothing to suggest that Cochran believed that petitioners' sole remedy for interest abatement in this case rested on the rules of section 6404(e). In fact, regardless of the rules of section 6404(e), Cochran obviously would have abated interest in this case had she agreed to let petitioners compromise their estimated $260,143 liability by paying less than the amount of interest included within that liability.


We hold that Appeals did not abuse its discretion in rejecting petitioners' $90,258 offer-in-compromise. In so holding, we express no opinion as to the amount of any compromise that petitioners could or should be required to pay, or that respondent is required to accept. The only issue before us is whether Appeals abused its discretion in refusing to accept petitioners' specific offer-in-compromise in the amount of $90,258. See Speltz v. Commissioner [Dec. 55,961], 124 T.C. at 179-180. We have considered all arguments made by petitioners for a contrary holding and have found those arguments not discussed herein to be irrelevant and/or without merit.


An appropriate order will be issued.


1 Pursuant to their requests, Jennifer A. Gellner and Asher B. Bearman were allowed to withdraw on Nov. 14 and 20, 2006, respectively.

2 Unless otherwise indicated, section references are to the applicable versions of the Internal Revenue Code. Dollar amounts are rounded.

3 Petitioners submitted to respondent Form 656, Offer in Compromise, indicating that they were offering to compromise their tax liability for 1987 through 1996. Petitioners included with that submission a letter in which they stated that they wished to compromise their tax liability for 1987 through 1998. We read petitioners' offer to include 1987 through 1998.

4 While the petition references sec. 6621(c) interest, respondent did not determine that petitioners were liable for such interest in the referenced years. We express no opinion on the subject.

5 Petitioners' claim to losses and credits passing to them from other Hoyt partnerships was the subject of an affected items proceeding in this Court. See Hansen v. Commissioner [Dec. 55,812(M)], T.C. Memo. 2004-269, affd. 471 F.3d 1021 (9th Cir. 2006).

6 Form 433-A states that each asset reported on the form should be valued at its "Current value", defined on the form as "the amount you could sell the asset for today".

7 Cochran arrived at the latter figure by reducing the amount of cash in petitioners' bank accounts by the cash they proposed to pay as part of the offer-in-compromise. Petitioners stated on their Form 656 that "The taxpayers have placed a total of $85,231 on account as advance deposits; the remainder is from cash assets." Cochran subtracted the claimed advance deposits ($85,231) from the offer amount ($90,258) and reduced the net realizable equity by $5,027 (from $101,981 to $96,954).

8 Cochran was told by petitioners that they had ascertained the value of each vehicle by using its trade-in value and considering its condition to be "fair."

9 Cochran arrived at $300,720 by multiplying petitioners' monthly disposable income of $6,265 by a factor of 48. Cochran used a 48-month factor because petitioners were offering to compromise their tax liability by paying cash. See Internal Revenue Manual (IRM) sec. 5.8.5.5.

10 In Murphy v. Commissioner [Dec. 56,232], 125 T.C. 301 (2005), affd. 469 F.3d 27 (1st Cir. 2006), the Court declined to include in the record external evidence relating to facts not presented to Appeals. The Court distinguished Robinette v. Commissioner [Dec. 55,698], 123 T.C. 85 (2004), revd. [2006-1 USTC ¶50,213] 439 F.3d 455 (8th Cir. 2006), and held that the external evidence was inadmissible in that it was not relevant to the issue of whether Appeals abused its discretion. In a memorandum that petitioners filed with the Court on April 13, 2006, pursuant to an order of the Court directing petitioners to explain the relevancy of any external evidence that they desired to include in the record of this case, petitioners made no claim that they had offered any of the external evidence to Cochran. Instead, as we read petitioners' memorandum in the light of the record as a whole, petitioners wanted to include the external evidence in the record of this case to prove that Cochran abused her discretion by not considering facts and documents that they had consciously decided not to give to her. Consistent with Murphy v. Commissioner, supra, we sustained respondent's relevancy objections to the external evidence. Accord Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.

11 Of course, the examples in the regulations are not meant to be exhaustive, and petitioners' situation is not identical to that of the taxpayers in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706, 714 (9th Cir. 2006), affg. [Dec. 55,514(M)] T.C. Memo. 2004-13, regarding whom the Court of Appeals for the Ninth Circuit noted that "no evidence was presented to suggest that Taxpayers were the subject of fraud or deception". Such considerations, however, have not kept this Court from finding investors in Hoyt's shelters to be culpable of negligence, see, e.g., Keller v. Commissioner [Dec. 56,550(M)], T.C. Memo. 2006-131, nor prevented the Courts of Appeals for the Sixth, Ninth, and Tenth Circuits from affirming our decisions to that effect in Hansen v. Commissioner, 471 F.3d 1021 (9th Cir. 2006), affg. [Dec. 55,812(M)] T.C. Memo. 2004-269; Mortensen v. Commissioner, 440 F.3d 375 (6th Cir. 2006), affg. [Dec. 55,824(M)] T.C. Memo. 2004-279; and Van Scoten v. Commissioner, 439 F.3d 1243 (10th Cir. 2006), affg. [Dec. 55,818(M)] T.C. Memo. 2004-275.

12 Nor does the fact that petitioners' case may be "longstanding" overcome the detrimental impact on voluntary compliance that could result from respondent's accepting petitioners' offer-in-compromise. An example in IRM sec. 5.8.11.2.2 implicitly addresses the "longstanding" issue. There, the taxpayer invested in a tax shelter in 1983, thereby incurring tax liabilities for 1981 through 1983. He failed to accept a settlement offer by respondent that would have eliminated a substantial portion of his interest and penalties. Although the example, which is similar to petitioners' case in several respects, would qualify as a "longstanding" case by petitioners' standards, the offer was not acceptable because acceptance of it would undermine compliance with the tax laws.


Barry and Sherry Blondheim v. Commissioner.

Dkt. No. 15549-05L , TC Memo. 2006-216, October 10, 2006.

[Appealable, barring stipulation to the contrary, to CA-9. --CCH.]

[
Code Sec. 6330]
Notice of levy and right to hearing: Hearing procedures: Offer in compromise: IRS abuse of discretion. --

The IRS's Office of Appeals did not abuse its discretion in rejecting taxpayers' offer-in-compromise. The liability arose from claimed losses and credits from their involvement in a Hoyt partnership. An IRS Appeals settlement officer's determination to reject the taxpayers' offer was not arbitrary, capricious, or without a sound basis in fact or law, and it was not abusive or unfair to the taxpayers. Her determination was based on a reasonable application of the guidelines for evaluating an offer-in-compromise to promote effective tax administration. --CCH.




Terri A. Merriam, Jaret R. Coles, Asher B. Bearman, and Jennifer A. Gellner, for petitioners; Thomas N. Tomashek and Gregory M. Hahn, for respondent.




MEMORANDUM FINDINGS OF FACT AND OPINION



LARO, Judge: Petitioners petitioned the Court under section 6330(d) to review the determination of respondent's Office of Appeals (Appeals) sustaining a proposed levy relating to $298,003 of Federal income taxes owed by petitioners for 1981 through 1986.1 Petitioners argue that Appeals was required to accept their offer of $83,213 to compromise $298,003 of Federal income tax liability that respondent's records reported were due from them for 1981 through 1986. We decide whether Appeals abused its discretion in rejecting that offer.2 We hold it did not.




FINDINGS OF FACT



The parties filed with the Court stipulations of fact and accompanying exhibits. The stipulated facts are found accordingly. When the petition was filed, petitioners resided in Kennewick, Washington.


Beginning in 1984, petitioners' Federal income tax returns claimed losses and credits from their involvement in a partnership organized and operated by Walter J. Hoyt, III (Hoyt). The partnership was called Shorthorn Genetic Engineering 1984-3. Hoyt was the partnership's general partner and tax matters partner, and the partnership was subject to the unified audit and litigation procedures of the Tax Equity and Fiscal Responsibility Act of 1982, Pub. L. 97-248, sec. 402(a), 96 Stat. 648. Hoyt was convicted on criminal charges relating to the promotion of this and other partnerships.


Petitioners' claim to the losses and credits resulted in the underreporting of their 1981 through 1986 taxable income. On December 16, 2003, respondent mailed to petitioners a Letter 1058, Final Notice of Intent to Levy and Notice of Your Right to a Hearing. The notice informed petitioners that respondent proposed to levy on their property to collect Federal income taxes that they owed for 1981 through 1986. The notice advised petitioners that they were entitled to a hearing with Appeals to review the propriety of the proposed levy.


On January 14, 2004, petitioners asked Appeals for the referenced hearing. On June 8, 2005, Linda Cochran (Cochran), a settlement officer in Appeals, held the hearing with petitioners' counsel. Cochran and petitioners' counsel discussed petitioners' intent to offer to compromise their 1981 through 1986 Federal income tax liability to promote effective tax administration. Petitioners contended that Appeals should accept their offer as a matter of equity and public policy. Petitioners stated that it took a long time to resolve the Hoyt partnership cases and noted that Hoyt had been convicted on the criminal charges.


On June 8, 2005, petitioners tendered to Cochran on Form 656, Offer in Compromise, a written offer to pay $83,213 to compromise their reported $298,003 liability. The offer was limited to a claim of effective tax administration because petitioners had sufficient assets to pay their tax liability in full. Petitioners supplemented their offer with a completed Form 433-A, Collection Information Statement for Wage Earners and Self-Employed Individuals, four letters totaling approximately 65 pages, and volumes of documents. The Form 433-A reported that petitioners owned assets with a total current value of $1,388,757, inclusive of the following:3


Assets Current value

Cash in accounts $46,441

Cash value of life insurance 12,707

Pensions & IRA 491,121

Vehicles:

2000 Cadillac Escalade 11,975

1984 Subaru Brat 138

Real estate (residence) 1136,800

Real estate (Oregon property) 96,693

Real estate (other properties) 588,882

Furniture/personal effects 4,000

_____________________

1,388,757

1Petitioners reported on Form 433-A that this figure represents 80

percent of their home's appraised value.



The Form 433-A also reported that petitioners owed $9,131 on the Cadillac Escalade, $103,482 on their residence, $166,041 on their various other properties, and had taken a $10,000 loan against one of their pension plans. The Form 433-A reported the following monthly items of income and expense:


Items of income Amount

Husband's wages $3,700

Wife's wages 2,500

Rental income 4,434

_____________________

10,634

Items of expense Amount

Food, clothing, and miscellaneous $1,280

Housing and utilities 1,953

Transportation 596

Medical expenses 669

Taxes 2,250

_____________________

6,748



Cochran determined that petitioners' net realizable equity in their cash was the $46,441 reported in their bank accounts and that petitioners' net realizable equity in their life insurance, Subaru Brat, and Oregon property was the same as the reported values.4 Cochran noted the various encumbrances reported by petitioners, and in the case of the furniture/personal effects, allowed a $7,200 exemption for their entire value under section 6334(a)(2).5 She summarized petitioners' assets and liabilities as follows:


Fair Encumbrance Net

market Quick or realizable

Assets value sale value exemption equity

Cash $46,441 -- -- $46,441

Cash value of life insurance 12,707 -- -- 12,707

Retirement accounts 491,121 -- $10,000 481,121

Vehicles:

1984 Subaru Brat 1134 $107 -- 107

2000 Cadillac Escalade 11,975 9,580 9,131 449

Real estate (residence) 171,000 -- 103,482 67,518

Real estate (Oregon property) 96,693 -- -- 96,693

Furniture/personal effects 4,000 -- 7,200 0

________________________________________________

834,071 9,687 129,813 705,036

1Petitioners had listed the value of this vehicle as $138.



In her comments following this summary, Cochran stated that she had not taken into account the value of petitioners' S corporation, Bear Mart Auto Sales, Inc.6 She also did not include petitioners' real estate holdings, reported as having a current value of $588,882.


The only adjustment that Cochran made to petitioners' claimed expenses was that she allowed $1,093 for housing instead of the $1,953 that petitioners had claimed. Cochran stated that she made this adjustment in accordance with current local guidelines and that she considered petitioners' particular circumstances, but they did not warrant allowing the higher figure submitted by petitioners.


Cochran determined that petitioners' net realizable equity in their assets was $705,036 and that they had a monthly disposable income of $4,746. She calculated that petitioners could pay $227,808 from their future income.7 In sum, Cochran concluded, petitioners' net realizable equity in assets and future income equaled $932,844.


On July 22, 2005, Appeals issued petitioners a notice of determination sustaining the proposed levy. The notice concludes that petitioners' $83,213 offer-in-compromise is not an appropriate collection alternative to the proposed levy. The notice, citing Internal Revenue Manual (IRM) sections 5.8.11.2.1 and 5.8.11.2.2, states that petitioners' offer does not meet the Commissioner's guidelines for consideration as an offer-in-compromise to promote effective tax administration on the basis of economic hardship or equity and public policy. Cochran noted that since petitioners had not specified the basis on which they were making their offer, she considered it under both economic hardship and equity and public policy grounds.


As to petitioners' offer-in-compromise to promote effective tax administration due to economic hardship, the notice states:


Considered under economic hardship, the taxpayers have the ability to pay all amounts owed from either their assets or their income stream and still have assets and an income stream remaining worth over $630,000. The amount being offered by the taxpayers represents 8% of the taxpayers' Reasonable Collection Potential (RCP). The taxpayers' circumstances were considered, but the taxpayers would have substantial assets and income stream remaining ($630,000+) to cover their living and medical expenses. As such, the taxpayers failed to document economic hardship in accordance with Internal Revenue Manual 5.8.11.2.1.


As to petitioners' offer-in-compromise to promote effective tax administration based on equity and public policy, the notice states: "When considered under public policy or equity grounds, the taxpayers' Effective Tax Administration offer proposal fails to meet the criteria for such consideration under Internal Revenue Manual 5.8.11.2.2 * * * [and], therefore, cannot be considered." The notice further states as to Cochran's balancing of efficient collection with the legitimate concerns of taxpayers that


the Settlement Officer has evaluated the taxpayers' $83,213 offer to compromise the underlying liabilities as a collection alternative to the proposed levy action. Based on that evaluation, the taxpayers' offer of $83,213 could not be recommended for acceptance, and therefore cannot be considered as a collection alternative.


In all other respects, the proposed levy action regarding the taxpayers represents the only efficient means for collection of the liabilities at issue in this case.


The notice states that petitioners have neither offered an argument nor cited any authority to permit Appeals to deviate from the provisions of the IRM.




OPINION



This case is another in a long list of cases brought in this Court involving respondent's proposal to levy on the assets of a partner in a Hoyt partnership to collect Federal income taxes attributable to the partner's participation in the partnership. Petitioners argue that Appeals was required to let them pay $83,213 to compromise a $298,003 Federal income tax liability for 1981 through 1986. Where an underlying tax liability is not at issue in a case invoking our jurisdiction under section 6330(d), we review the determination of Appeals for abuse of discretion. See Sego v. Commissioner [Dec. 53,938], 114 T.C. 604, 610 (2000); see also Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150. We reject the determination of Appeals only if the determination was arbitrary, capricious, or without sound basis in fact or law. See Cox v. Commissioner [Dec. 56,506], 126 T.C. 237, 255 (2006); Murphy v. Commissioner [Dec. 56,232], 125 T.C. 301, 308, 320 (2005).


Where, as here, we decide the propriety of Appeals's rejection of an offer-in-compromise, we review the reasoning underlying that rejection to decide whether the rejection was arbitrary, capricious, or without sound basis in fact or law. We do not substitute our judgment for that of Appeals, and we do not decide independently the amount that we believe would be an acceptable offer-in-compromise. See Murphy v. Commissioner, supra at 320; see also Clayton v. Commissioner, supra; Barnes v. Commissioner, supra; Fowler v. Commissioner [Dec. 55,689(M)], T.C. Memo. 2004-163; Fargo v. Commissioner [Dec. 55,514(M)], T.C. Memo. 2004-13, affd. [2006-1 USTC ¶50,326] 447 F.3d 706 (9th Cir. 2006). Nor do we usually consider arguments, issues, or other matters raised for the first time at trial, but we limit ourselves to matter brought to the attention of Appeals. See Murphy v. Commissioner, supra at 308; Magana v. Commissioner [Dec. 54,765], 118 T.C. 488, 493 (2002). "[E]vidence that * * * [a taxpayer] might have presented at the section 6330 hearing (but chose not to) is not admissible in a trial conducted pursuant to section 6330(d)(1) because it is not relevant to the question of whether the Appeals officer abused her discretion." Murphy v. Commissioner, supra at 315.8


Section 6330(c)(2)(A)(iii) allows a taxpayer to offer to compromise a Federal tax debt as a collection alternative to a proposed levy. Section 7122(c) authorizes the Commissioner to prescribe guidelines to determine when a taxpayer's offer-in-compromise should be accepted. The applicable regulations, section 301.7122-1(b), Proced. & Admin. Regs., list three grounds on which the Commissioner may accept an offer-in-compromise of a Federal tax debt. These grounds are "Doubt as to liability", "Doubt as to collectibility", and to "Promote effective tax administration". Sec. 301.7122-1(b)(1), (2), and (3), Proced. & Admin. Regs. Petitioners reported on their Form 433-A that they had assets worth $1,388,757. Cochran determined that petitioners' reasonable collection potential (taking into account their assets as well as future income) was $932,844. Petitioners can afford to pay their $298,003 tax liability in full and do not argue that the liability is in doubt. They seek to qualify for an offer-in-compromise to promote effective tax administration. See sec. 301.7122-1(b)(3), Proced. & Admin. Regs.; cf. Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706 (9th Cir. 2006) (taxpayers made an offer-in-compromise to promote effective tax administration where they had sufficient assets to pay their tax liability in full).


Petitioners argue that respondent was required to compromise their tax liability to promote effective tax administration. The Commissioner may compromise a tax liability to promote effective tax administration when collection of the full liability will create economic hardship and the compromise would not undermine compliance with the tax laws by taxpayers in general. See sec. 301.7122-1(b)(3)(i), (iii), Proced. & Admin. Regs. If a taxpayer does not qualify for effective tax administration compromise on grounds of economic hardship, the regulations also allow the Commissioner to compromise a tax liability to promote effective tax administration when the taxpayer identifies compelling considerations of public policy or equity. See sec. 301.7122-1(b)(3)(ii), Proced. & Admin. Regs.


Cochran considered all of the evidence submitted to her by petitioners and applied the guidelines for evaluating an offer-in-compromise to promote effective tax administration. Although petitioners did not specifically state on which basis they were submitting their effective tax administration offer-in-compromise, Cochran considered it under both economic hardship and public policy and equity grounds. Cochran determined that petitioners' offer was unacceptable because they had not demonstrated that they would suffer economic hardship and public policy and equity reasons did not weigh in favor of accepting their offer. Cochran's determination to reject petitioners' offer-in-compromise was not arbitrary, capricious, or without a sound basis in fact or law, and it was not abusive or unfair to petitioners. Cochran's determination was based on a reasonable application of the guidelines, which we decline to second-guess. See Speltz v. Commissioner [Dec. 55,961], 124 T.C. 165 (2005), affd. [2006-2 USTC ¶50,403] 454 F.3d 782 (8th Cir. 2006); Clayton v. Commissioner, supra; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.


Petitioners make seven arguments in advocating a contrary result. First, petitioners argue that the Court lacks jurisdiction to review the rejection of their offer-in-compromise. Petitioners allege that Hoyt had a conflict of interest that prevented him from extending the periods of limitation for the partnerships in which petitioners were partners. Petitioners conclude that any consents signed by Hoyt to extend the periods of limitation were invalid, which in turn means that the Court lacks jurisdiction because the applicable periods of limitation have otherwise expired.


Petitioners' challenge to this Court's jurisdiction is groundless, frivolous, and unavailing. It is well settled that the expiration of the period of limitation is an affirmative defense and not a factor of this Court's jurisdiction. See Day v. McDonough, 547 U.S. __, 126 S. Ct. 1675, 1681 (2006) ("A statute of limitations defense * * * is not `jurisdictional'"); Kontrick v. Ryan, 540 U.S. 443, 458 (2004) ("Time bars * * * generally must be raised in an answer or responsive pleading."); see also Davenport Recycling Associates v. Commissioner [2000-2 USTC ¶50,643], 220 F.3d 1255, 1259 (11th Cir. 2000), affg. [Dec. 52,893(M)] T.C. Memo. 1998-347; Chimblo v. Commissioner [99-1 USTC ¶50,540], 177 F.3d 119, 125 (2d Cir. 1999), affg. [Dec. 52,379(M)] T.C. Memo. 1997-535; Columbia Bldg., Ltd. v. Commissioner [Dec. 48,217], 98 T.C. 607, 611 (1992); Robinson v. Commissioner [Dec. 31,293], 57 T.C. 735, 737 (1972). Where, as here, the claim of a time bar relates to items of a partnership, the claim must be made in the partnership proceeding and may not be considered at a proceeding involving the personal income tax liability of one or more of the partners of the partnership. See Davenport Recycling Associates v. Commissioner, supra at 1259-1260; Chimblo v. Commissioner, supra at 125; Kaplan v. United States [98-1 USTC ¶50,129], 133 F.3d 469, 473 (7th Cir. 1998).


Second, petitioners argue that Cochran's rejection of their offer-in-compromise conflicts with the congressional committee reports underlying the enactment of section 7122. According to petitioners, their case is a "longstanding" case, and those reports require that respondent resolve such cases by forgiving interest and penalties that otherwise apply. We disagree with petitioners' reading and application of the legislative history underlying section 7122. Petitioners' argument on this point is essentially the same argument that was considered and rejected by the Court of Appeals for the Ninth Circuit in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d at 711-712. We do likewise here for the same reasons stated in that opinion. We add that petitioners' counsel participated in the appeal in Fargo v. Commissioner, supra, as counsel for the amici. While petitioners in their brief suggest that the Court of Appeals for the Ninth Circuit knowingly wrote its opinion in Fargo in such a way as to distinguish that case from the cases of counsel's similarly situated clients (e.g., petitioners), and otherwise to allow those clients to receive an abatement of their liability attributable to partnerships such as those here, we do not read the opinion of the Court of Appeals for the Ninth Circuit in Fargo to support that conclusion.


Third, petitioners argue that Cochran inadequately considered their unique facts and circumstances. We disagree. Cochran reviewed and considered all information given to her by petitioners. On the basis of the facts and circumstances of petitioners' case as they had been presented to her, Cochran determined that petitioners' offer did not meet the applicable guidelines for acceptance of an offer-in-compromise to promote effective tax administration based on economic hardship or public policy or equity grounds. We find no abuse of discretion in that determination. Nor do we find that Cochran inadequately considered the information actually given to her by petitioners. Cochran allowed the full amount of medical expenses that petitioners submitted on their Form 433-A. While petitioners claimed during the administrative hearing that they would incur increased medical expenses in the future, they provided no substantiation of these costs to Cochran. Because petitioners did not submit any documentation of future medical expenses, we find that Cochran did not abuse her discretion in not allowing future medical costs that are entirely speculative. See Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d at 710 (it is not an abuse of discretion for Appeals to disregard claimed medical expenses that are speculative or not related to the taxpayer); see also Clayton v. Commissioner, supra; Barnes v. Commissioner, supra.


Fourth, petitioners argue that Cochran did not adequately take into account the economic hardship they claim they will suffer by having to pay more than $83,213 of their tax liability. We disagree. Section 301.6343-1(b)(4)(i), Proced. & Admin. Regs., states that economic hardship occurs when a taxpayer is "unable to pay his or her reasonable basic living expenses." Section 301.7122-1(c)(3), Proced. & Admin. Regs., sets forth factors to consider in evaluating whether collection of a tax liability would cause economic hardship, as well as some illustrative examples. One of the examples involves a taxpayer who provides fulltime care to a dependent child with a serious longterm illness. A second example involves a taxpayer who would lack adequate means to pay his basic living expenses were his only asset to be liquidated. A third example involves a disabled taxpayer with a fixed income and a modest home specially equipped to accommodate his disability, and who is unable to borrow against his home because of his disability. See sec. 301.7122-1(c)(3)(iii), Examples (1), (2), and (3), Proced. & Admin. Regs. None of these examples bears any resemblance to this case but instead "describe more dire circumstances". Speltz v. Commissioner [2006-2 USTC ¶50,403], 454 F.3d at 786.


Nor have petitioners articulated with any specificity the purported economic hardship they will suffer if they are not allowed to compromise their liability for $83,213. Petitioners have given us no reason to disagree with the essence of Cochran's determination that petitioners' health does not render them "incapable of earning a living", nor have we reason to conclude that petitioners' "financial resources will be exhausted providing for care and support during the course of the condition".9 Sec. 301.7122-1(c)(3)(i)(A), Proced. & Admin. Regs.


We also are mindful that any decision by Cochran to accept petitioners' offer-in-compromise to promote effective tax administration must be viewed against the backdrop of section 301.7122-1(b)(3)(iii), Proced. & Admin. Regs. That section requires that Cochran deny petitioners' offer if her acceptance of it would undermine voluntary compliance with tax laws by taxpayers in general. Thus, even if we were to assume arguendo that petitioners would suffer economic hardship, a finding that we emphasize we do not make, we would not find that Cochran's rejection of petitioners' offer was an abuse of discretion because we conclude below (in our discussion of petitioners' fifth argument) that her acceptance of that offer would have undermined voluntary compliance with tax laws by taxpayers in general. The prospect that acceptance of an offer will undermine compliance with the tax laws militates against its acceptance. See Rev. Proc. 2003-71, 2003-2 C.B. 517; IRM sec. 5.8.11.2.2; see also Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.


Fifth, petitioners argue that public policy demands that their offer-in-compromise be accepted because they were victims of fraud. We disagree. While the regulations do not set forth a specific standard for evaluating an offer-in-compromise based on claims of public policy or equity, the regulations contain two illustrative examples. See sec. 301.7122-1(c)(3)(iv), Examples (1) and (2), Proced. & Admin. Regs. The first example describes a taxpayer who is seriously ill and unable to file income tax returns for several years. The second example describes a taxpayer who received erroneous advice from the Commissioner as to the tax effect of the taxpayer's actions. Neither example bears any resemblance to this case. See Speltz v. Commissioner [2006-2 USTC ¶50,403], 454 F.3d at 786. Unlike the exceptional circumstances exemplified in the regulations, petitioners' situation is neither unique nor exceptional in that petitioners' situation mirrors that of numerous taxpayers who claimed tax shelter deductions in the 1980s and 1990s, obtained the tax advantages, promptly forgot about their "investment", and now realize that paying their taxes may require a change of lifestyle.10 See Clayton v. Commissioner, supra; Barnes v. Commissioner, supra.


We also believe that compromising petitioners' case on grounds of public policy or equity would not promote effective tax administration. While petitioners portray themselves as victims of Hoyt's alleged fraud and respondent's alleged delay in dealing with Hoyt, they take no responsibility for their tax predicament. We cannot agree that acceptance by respondent of petitioners' $83,213 offer to satisfy their $298,003 tax liability would enhance voluntary compliance by other taxpayers. A compromise on that basis would place the Government in the unenviable role of an insurer against poor business decisions by taxpayers, reducing the incentive for taxpayers to investigate thoroughly the consequences of transactions into which they enter. It would be particularly inappropriate for the Government to play that role here, where the transaction at issue involves a tax shelter. Reducing the risks of participating in tax shelters would encourage more taxpayers to run those risks, thus undermining rather than enhancing compliance with the tax laws.11 See Clayton v. Commissioner, supra; Barnes v. Commissioner, supra.


Sixth, petitioners argue that Cochran failed to balance efficient collection with the legitimate concern that collection be no more intrusive than necessary. We disagree. Cochran thoroughly considered this balancing issue on the basis of the information and proposed collection alternative given to her by petitioners. She concluded that "the proposed levy action regarding the taxpayers represents the only efficient means for collection of the liabilities at issue in this case". While petitioners assert that Cochran did not consider all of the facts and circumstances of this case, "including whether the circumstances of a particular case warrant acceptance of an amount that might not otherwise be acceptable under the Secretary's policies and procedures", sec. 301.7122-1(c)(1), Proced. & Admin. Regs., we find to the contrary. Cochran thoroughly considered petitioners' arguments for accepting their offer-in-compromise, and she rejected the offer only after concluding that petitioners could pay much more of their tax liability than the $83,213 they offered. Cf. IRM sec. 5.8.11.2.1(11) ("When hardship criteria are identified but the taxpayer does not offer an acceptable amount, the offer should not be recommended for acceptance").


Seventh, petitioners argue that Cochran inappropriately failed to consider whether they qualified for an abatement of interest for reasons other than those described in section 6404(e). We disagree. We find nothing to suggest that Cochran believed that petitioners' sole remedy for interest abatement in this case rested on the rules of section 6404(e). In fact, regardless of the rules of section 6404(e), Cochran obviously would have abated interest in this case had she agreed to let petitioners compromise their $298,003 liability by paying less than the amount of interest included within that liability.


We hold that Appeals did not abuse its discretion in rejecting petitioners' $83,213 offer-in-compromise. In so holding, we express no opinion as to the amount of any compromise that petitioners could or should be required to pay, or that respondent is required to accept. The only issue before us is whether Appeals abused its discretion in refusing to accept petitioners' specific offer-in-compromise in the amount of $83,213. See Speltz v. Commissioner [Dec. 55,961], 124 T.C. at 179-180. We have considered all arguments made by petitioners for a contrary holding and have found those arguments not discussed herein to be irrelevant and/or without merit.


An appropriate order will be issued.


1 Unless otherwise indicated, section references are to the applicable versions of the Internal Revenue Code. Dollar amounts are rounded.

2 Petitioners also dispute respondent's determination that they are liable for increased interest under sec. 6621(c). This interest relates to deficiencies attributable to "computational adjustments", see secs. 6230(a)(1) and 6231(a)(6), made following the Court's decision in Shorthorn Genetic Engg. 1982-2, Ltd. v. Commissioner [Dec. 51,659(M)], T.C. Memo. 1996-515. As to this dispute, the parties have agreed to be bound by a final decision in Ertz v. Commissioner, docket No. 20336-04L, which involves a similar issue.

3 Form 433-A states that each asset reported on the form should be valued at its "Current value", defined on the form as "the amount you could sell the asset for today".

4 Cochran was told by petitioners that they had ascertained the value of each vehicle by using its trade-in value and considering its condition to be "fair."

5 Whereas sec. 6334(a)(2) limits this exemption to $6,250, Cochran does not explain in the notice of determination why she allowed petitioners the greater amount.

6 Petitioners had completed and submitted to Cochran a Form 433-B, Collection Information Statement for Businesses, which listed the assets and liabilities of their S corporation.

7 Cochran arrived at $227,808 by multiplying petitioners' monthly disposable income of $4,746 by a factor of 48.

8 In Murphy v. Commissioner [Dec. 56,232], 125 T.C. 301 (2005), the Court declined to include in the record external evidence relating to facts not presented to Appeals. The Court distinguished Robinette v. Commissioner [Dec. 55,698], 123 T.C. 85 (2004), revd. [2006-1 USTC ¶50,213] 439 F.3d 455 (8th Cir. 2006), and held that the external evidence was inadmissible in that it was not relevant to the issue of whether Appeals abused its discretion. In a memorandum that petitioners filed with the Court on Apr. 13, 2006, pursuant to an order of the Court directing petitioners to explain the relevancy of any external evidence that they desired to include in the record of this case, petitioners made no claim that they had offered any of the external evidence to Cochran. Instead, as we read petitioners' memorandum in the light of the record as a whole, petitioners wanted to include the external evidence in the record of this case to prove that Cochran abused her discretion by not considering facts and documents that they had consciously decided not to give to her. Consistent with Murphy v. Commissioner, supra, we sustained respondent's relevancy objections to the external evidence. Accord Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150.

9 We also note that the Court of Appeals for the Ninth Circuit in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706, 710 (9th Cir. 2006), affg.[Dec. 55,514(M)] T.C. Memo. 2004-13, dismissed a similar claim of economic hardship advanced by the taxpayers there. Petitioners here, like the taxpayers in Fargo, have substantial assets and future income potential and can afford to pay their tax liability in full.

10 Of course, the examples in the regulations are not meant to be exhaustive, and petitioners' situation is not identical to that of the taxpayers in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d at 714, regarding whom the Court of Appeals for the Ninth Circuit noted that "no evidence was presented to suggest that Taxpayers were the subject of fraud or deception". Such considerations, however, have not kept this Court from finding investors in Hoyt's shelters to be culpable of negligence, most recently in Keller v. Commissioner [Dec. 56,550(M)], T.C. Memo. 2006-131, nor prevented the Courts of Appeals for the Sixth and Tenth Circuits from affirming our decisions to that effect in Mortensen v. Commissioner [2006-1 USTC ¶50,194], 440 F.3d 375 (6th Cir. 2006), affg. [Dec. 55,824(M)] T.C. Memo. 2004-279, and Van Scoten v. Commissioner [2006-1 USTC ¶50,214], 439 F.3d 1243 (10th Cir. 2006), affg. [Dec. 55,818(M)] T.C. Memo. 2004-275.

11 Nor does the fact that petitioners' case may be "longstanding" overcome the detrimental impact on voluntary compliance that could result from respondent's accepting petitioners' offer-in-compromise. An example in IRM sec. 5.8.11.2.2 implicitly addresses the "longstanding" issue. There, the taxpayer invested in a tax shelter in 1983, thereby incurring tax liabilities for 1981 through 1983. He failed to accept a settlement offer by respondent that would have eliminated a substantial portion of his interest and penalties. Although the example, which is similar to petitioners' case in several respects, would qualify as a "longstanding" case by petitioners' standards, the offer was not acceptable because acceptance of it would undermine compliance with the tax laws.


Diana Van Arsdalen, f.k.a. Diana Murray, Petitioner, and Stanley David Murray, Intervenor v. Commissioner.

Dkt. No. 1195-04 , TC Memo. 2007-48, 93 TCM 953, March 5, 2007.

[Appealable, barring stipulation to the contrary, to CA-9. --CCH.]

[Code Sec. 6015]
Innocent spouse relief: Equitable relief: Abuse of discretion. --

The IRS abused its discretion in denying a divorced taxpayer innocent spouse relief under Code Sec. 6015(f); based on an application of the factors set forth in Rev. Proc. 2000-15, 2001 CB 447 (which, although superseded, applied to the IRS's determination), to hold her liable would be inequitable. All of the factors either favored the taxpayer or were neutral. The taxpayer was divorced when she sought relief and she did not significantly benefit from her former husband's underpayment of tax. Also, she would suffer economic hardship if the relief were not granted in that she had a reasonable need to retain her modest retirement account. Further, the taxpayer did not know or have reason to believe that the tax at issue would not be paid. Her husband intentionally mislead her into thinking he was fulfilling their tax obligations. Another factor favoring the taxpayer was that the underpaid tax was solely attributable to her former husband. Her husband's agreement in their property settlement to pay community debt, including the taxes at issue, also favored her. Finally, the taxpayer did not participate in any wrongdoing. --CCH.




Jack B. Schiffman, for petitioner; Stanley David Murray, pro se; Rachael J. Zepeda, for respondent.




MEMORANDUM FINDINGS OF FACT AND OPINION



COLVIN, Chief Judge: Respondent determined that petitioner is not entitled to relief under section 6015(b), (c), or (f)1 for 1992, 1993, 1994, 1995, or 1996 (the years in issue). Petitioner petitioned this Court under section 6015(e)(1) and contends she is eligible for relief under section 6015(f). Petitioner's former husband, Stanley Murray (intervenor), intervened and supports her claim.2 See Rule 325(b). We hold that petitioner is entitled to relief under section 6015(f) for the years in issue.3


Based on Billings v. Commissioner [Dec. 56,572], 127 T.C. 7 (2006), and Commissioner v. Ewing [2006-1 USTC ¶50,191], 439 F.3d 1009 (9th Cir. 2006), revg. [Dec. 54,766] 118 T.C. 494 (2002) and vacating [Dec. 55,519] 122 T.C. 32 (2004), we dismissed this case for lack of jurisdiction by order dated October 2, 2006. See also Bartman v. Commissioner [2006-1 USTC ¶50,298], 446 F.3d 785 (8th Cir. 2006), affg. in part and vacating in part [Dec. 55,608(M)] T.C. Memo. 2004-93. However, Congress subsequently reinstated our jurisdiction to review the Commissioner's determinations under section 6015(f) with respect to tax liability remaining unpaid on or after December 20, 2006. Tax Relief and Health Care Act of 2006, Pub. L. 109-432, div. C, sec. 408, 120 Stat. 3061. The parties reported to the Court that as of December 20, 2006, unpaid taxes remain in this case. On December 27, 2006, we vacated our order dismissing this case for lack of jurisdiction.




FINDINGS OF FACT



Some of the facts have been stipulated and are so found.




A. Petitioner and Intervenor

Petitioner resided in Scottsdale, Arizona, when she filed her petition. Petitioner and intervenor (collectively, the Murrays) were married in September 1988 and were divorced in June 1998. They had two children.


Petitioner has a high school education. She was employed full time for several years before she married intervenor when she was 30. She worked full time until January 1990. The Murrays had their first child in February 1990. Petitioner occasionally worked part time from then until they separated in 1998.


Intervenor was a self-employed practicing lawyer most of the time he was married to petitioner.


Intervenor was the family's primary earner and handled the family finances. He wrote the majority of checks to pay the family living expenses. The Murrays did not live well, and money was always tight. In 1993, intervenor submitted an offer-in-compromise with respect to years not identified in the record. Petitioner did not know that intervenor filed an offer-in-compromise in 1993.




B. The Murrays' Joint Federal Income Tax Returns

Intervenor was responsible for making estimated payments of Federal income tax relating to income from his law practice. He did not make these payments, even though he told petitioner that he was doing so.


The Murrays filed joint Federal income tax returns for 1992 through 1996. Intervenor gave income tax returns to petitioner to sign each year around April 14. Petitioner reviewed those returns, on which the Murrays reported tax due (including additions to tax for underpayment of estimated tax) of $11,131, $14,933, $10,263, $2,114, and $6,252 for 1992, 1993, 1994, 1995, and 1996, respectively. Petitioner knew that their taxes were not being fully paid when the returns were filed, but intervenor assured her that he would fully pay those taxes from his future law practice earnings.




C. Events After the Years in Issue

The Murrays sold their home in mid-1997, and respondent applied the proceeds ($18,818.96) to their tax liability for 1988 on June 16, 1997.


The Murrays filed for bankruptcy under chapter 13 in September 1997. The bankruptcy case was dismissed on August 5, 1998. No taxes were discharged in that proceeding.


The Murrays were divorced in June 1998. The property settlement, which was included in the Murrays' divorce decree, provided, inter alia, that intervenor was solely responsible for paying their community debts. This included their joint tax liability.


After her divorce from intervenor, petitioner had custody of her and intervenor's two children, found new employment, married Mark Van Arsdalen (Mr. Van Arsdalen), and had a third child. Petitioner has complied with tax laws since 1997.




D. Petitioner's Request for Relief Under Section 6015

On April 3, 2001, respondent received petitioner's Form 8857, Request for Innocent Spouse Relief, in which petitioner sought relief from joint liabilities of tax under section 6015(b), (c), and (f) for 1989 and 1991 through 1996. Respondent granted petitioner's request for relief for 1989 and 1991 on December 17, 2001. On October 24, 2003, respondent determined that petitioner was not qualified for relief under section 6015 for 1992 through 1996.




E. Petitioner's Finances

In May 2005, petitioner and intervenor owed tax, penalties, and interest in the amount of $110,114.72. At that time, petitioner was about 47 years old and had about $63,000 in her section 401(k) retirement plan account and about $45,000 in credit card debt. Intervenor paid $560 per month in child support payments to petitioner.


Petitioner's wages in 2001 were $55,217. On May 31, 2001, petitioner gave respondent a list of six monthly living expenses totaling about $2,300: Mortgage payment, $1,100; utilities, $200 to $300; food, $400 to $500; car expenses, $375; car insurance, $150; and clothing (no amount stated). Petitioner's monthly income in 2001 (including child support payments) was $4,184.


Petitioner's wages were about $58,000 in 2002. Petitioner and Mr. Van Arsdalen's total income (including deferred compensation not further described in the record, and gross proceeds from the sale of stock by Mr. Van Arsdalen) was $86,260 in 2001, $120,374 in 2002, and $113,183 in 2003.


Petitioner gave respondent a list dated June 30, 2003, of eight of her monthly living expenses for 2003 totaling about $2,900: Child care, $400; car payment, $500; car insurance, $100; mortgage, $1,200; utilities, $300 to $350; telephone, $100; health insurance, $220; and dental insurance, $50.


Mr. Van Arsdalen changed jobs around February 2004, and his income increased slightly. In 2005, petitioner estimated that the cost of some of the items she had reported to respondent in 2001 and 2003 had increased, that her monthly clothing expenses were $300, and that she spent $100 per month for medical expenses for one of her children. In 2005, petitioner also had monthly expenses totaling at least $1,600 for several items she had not listed for 2001 or 2003, such as flood insurance ($125), payments on a home equity loan ($250), credit card payments ($900), dry cleaning ($80), personal care services (hair and nails) ($115-$140), telephone, cable, and Internet service ($160), Federal income and Social Security taxes, and State income tax.


In 2005, petitioner had no collectibles, art, stock, annuities, life insurance with cash value, savings bonds, savings account, or any other accounts with financial institutions other than her section 401(k) retirement account.


As of January 7, 2003, petitioner and intervenor owed tax, penalties, and interest in the amount of $27,626.39 for 1992, $34,170.77 for 1993, $21,804.15 for 1994, $2,719.74 for 1995, and $11,351.78 for 1996 for a total of $97,668.83.




OPINION





A. Background

If husband and wife file a joint Federal income tax return, they are jointly and severally liable for the tax due. Sec. 6013(d)(3); Butler v. Commissioner [Dec. 53,869], 114 T.C. 276, 282 (2000). However, a spouse may qualify for relief from joint liability under section 6015(b) or (c) if various requirements are met. The parties agree that petitioner does not qualify for relief under section 6015(b) or (c).


If relief is not available under section 6015(b) or (c), the Commissioner may relieve an individual of liability for any unpaid tax if, taking into account all the facts and circumstances, it would be inequitable to hold the individual liable. Sec. 6015(f). This Court has jurisdiction to review a denial of equitable relief under section 6015(f). Sec. 6015(e).


We review the Commissioner's denial of relief for abuse of discretion. Jonson v. Commissioner [Dec. 54,641], 118 T.C. 106, 125 (2002), affd. [2004-1 USTC ¶50,122] 353 F.3d 1181 (10th Cir. 2003). The taxpayer seeking relief has the burden of proof. Alt v. Commissioner [Dec. 54,961], 119 T.C. 306, 311 (2002), affd. [2004-1 USTC ¶50,279] 101 Fed. Appx. 34 (6th Cir. 2004). To prevail, the taxpayer must show that the Commissioner's determination was arbitrary, capricious, or without sound basis in law or fact. Butler v. Commissioner, supra at 291-292.




B. Revenue Procedure 2000-15

The Commissioner promulgated a list of factors in Rev. Proc. 2000-15, sec. 4, 2000-1 C.B. 447, 448-449, that the Commissioner considers in determining whether to grant equitable relief under section 6015(f).4 First, the Commissioner will not grant relief unless seven threshold conditions have been met: (1) The taxpayer must have filed joint returns for the taxable years for which relief is sought; (2) the taxpayer does not qualify for relief under section 6015(b) or (c); (3) the taxpayer must apply for relief no later than 2 years after the date of the Commissioner's first collection activity after July 22, 1998, with respect to the taxpayer; (4) the liability must remain unpaid; (5) no assets were transferred between the spouses filing the joint returns as part of a fraudulent scheme by such spouses; (6) there were no disqualified assets transferred to the taxpayer by the nonrequesting spouse; and (7) the taxpayer did not file the returns with fraudulent intent. Rev. Proc. 2000-15, sec. 4.01, 2000-1 C.B. at 448. Respondent concedes that petitioner meets these conditions.


Rev. Proc. 2000-15, sec. 4.03, 2000-1 C.B. at 448-449, lists two factors which, if true, the Commissioner treats as favoring relief: (1) The taxpayer is separated or divorced from the nonrequesting spouse; and (2) the taxpayer was abused by the nonrequesting spouse. Rev. Proc. 2000-15, sec. 4.03, 2000-1 C.B. at 449, also lists two facts which, if true, the Commissioner treats as not favoring relief: (3) The taxpayer received significant benefit from the unpaid liability or the item giving rise to the deficiency; and (4) the taxpayer has not made a good faith effort to comply with Federal income tax laws in the tax years following the tax year to which the request for relief relates. See Ferrarese v. Commissioner [Dec. 54,894(M)], T.C. Memo. 2002-249.


The Commissioner generally does not consider the absence of factors (1), (2), (3), or (4) in determining whether to grant relief under section 6015(f). Rev. Proc. 2000-15, sec. 4.03, 2000-1 C.B. at 448-449. However, on the basis of caselaw deciding whether it was equitable to relieve a taxpayer from joint liability under former section 6013(e)(1)(D), we consider the fact that a taxpayer did not significantly benefit from the unpaid liability as favoring equitable relief for that taxpayer. See Belk v. Commissioner [Dec. 46,070], 93 T.C. 434, 440-441 (1989); Ferrarese v. Commissioner, supra; Foley v. Commissioner [Dec. 50,418(M)], T.C. Memo. 1995-16; Robinson v. Commissioner [Dec. 50,226(M)], T.C. Memo. 1994-557; Klimenko v. Commissioner [Dec. 49,191(M)], T.C. Memo. 1993-340; Hillman v. Commissioner [Dec. 48,971(M)], T.C. Memo. 1993-151.


Rev. Proc. 2000-15, sec. 4.03, lists the following four factors which, if true, the Commissioner treats as favoring relief and which, if not true, the Commissioner treats as not favoring relief: (5) The taxpayer would suffer economic hardship if relief were denied; (6) in the case of a liability that was properly reported but not paid, the taxpayer did not know and had no reason to know that the liability would not be paid; (7) the liability for which relief is sought is attributable to the nonrequesting spouse; and (8) the nonrequesting spouse has a legal obligation pursuant to a divorce decree or agreement to pay the outstanding liability (weighs against relief only if the requesting spouse has the obligation). Rev. Proc. 2000-15, sec. 4.03, also states that no single factor is controlling, all factors will be considered and weighed appropriately, and the list of factors in Rev. Proc. 2000-15, sec. 4, is not exhaustive.


For reasons discussed next, we conclude that none of the factors listed in Rev. Proc. 2000-15, supra, supports respondent's determination in this case, and additional factors discussed below favor relief.




C. Application of the Factors Listed in Rev. Proc. 2000-15

1. Petitioner's Marital Status


Petitioner was divorced from intervenor when she sought relief. This factor favors petitioner.


2. Spousal Abuse


Petitioner testified that there was no abuse in her former marriage. Respondent determined that this factor is neutral. We agree with respondent's determination on this point.


3. Significant Benefit


Respondent concedes that petitioner did not significantly benefit from intervenor's underpayment of tax for 1992 through 1996. This factor favors petitioner. See Belk v. Commissioner, supra; Ferrarese v. Commissioner, supra; Foley v. Commissioner, supra; Robinson v. Commissioner, supra; Klimenko v. Commissioner, supra; Hillman v. Commissioner, supra.


4. Compliance With Tax Laws


Petitioner complied with Federal income tax laws after 1996, the last of the years to which petitioner's request for relief relates. This factor is neutral.


5. Economic Hardship


Respondent determined and contends that petitioner would not suffer economic hardship if relief were not granted. We disagree.


a. Background


A factor treated by the Commissioner as weighing in favor of relief under section 6015(f) is that paying the taxes owed would cause the requesting spouse to suffer economic hardship. Rev. Proc. 2000-15, sec. 4.03(1)(b), 2000-1 C.B. at 448. Respondent considers the taxpayer to suffer economic hardship if paying the tax would prevent the taxpayer from paying reasonable basic living expenses. Sec. 301.6343-1(b)(4)(i), Proced. & Admin. Regs.; Rev. Proc. 2000-15, secs. 4.02(1)(c) and 4.03(1)(b), 2000-1 C.B. at 448-449.


The Commissioner considers any information provided by the taxpayer in determining a reasonable amount for basic living expenses, including the following: (1) The taxpayer's age, employment status and history, ability to earn, and number of dependents; (2) the amount reasonably necessary for food, clothing, housing, medical expenses, transportation, current tax payments, alimony, child support, or other court-ordered payments, and expenses necessary to the taxpayer's production of income; (3) cost of living in the geographic area where the taxpayer resides; (4) the amount of property exempt from the levy that is available to pay the taxpayer's expenses; (5) any extraordinary circumstances; and (6) any other factor that the taxpayer claims bears on economic hardship and brings to the Commissioner's attention. Sec. 301.6343-1(b)(4)(ii), Proced. & Admin. Regs.


b. Petitioner's Income and Expenses


In recommending that petitioner not be granted relief under section 6015(f), the Appeals officer said that petitioner had $1,764 of disposable income per month in 2001, and that her income had increased since then. That amount roughly equals the excess of petitioner's monthly income (including child support) in 2001 of $4,184 over the six monthly expenses petitioner listed on May 31, 2001.


Respondent concluded that petitioner's living expenses are much lower than they actually are, apparently by erroneously assuming that the six expenses petitioner listed in 2001 were her only expenses. Respondent did not consider several additional expenses petitioner reported to respondent in 2003. Based on her submissions to respondent in 2001 and 2003, petitioner's monthly expenses in 2003 included: Mortgage payment, $1,200; utilities, $300 to $350; food, $400 to $500 (in 2001); car payment, $500; car insurance, $100; car operating expenses (no amount given);5 clothing (no amount given); child care, $400; phone, $100; health insurance, $220; and dental insurance, $50. These monthly expenses totaled about $3,300. Respondent's estimate included nothing for out-of-pocket medical expenses for one of her children, or Federal or State income taxes, Social Security tax, or clothing expenses about which she told respondent in her June 30, 2003, statement. In 2005, she estimated that those expenses were $300 and $100 per month, respectively. She also had expenses in 2005 for several other items, such as Federal income tax and Social Security taxes, State income tax, flood insurance, a home equity loan, car repairs, dry cleaning and personal care services, and cable, telephone, and Internet service.


c. Petitioner's Retirement Fund


Petitioner had a balance of about $63,000 in her section 401(k) retirement plan account in 2005. Section 301.6343-1(b)(4)(ii)(A) through (F), Proced. & Admin. Regs., provides that the Commissioner will consider, inter alia, the taxpayer's age, employment status and history, ability to earn, and number of dependents, and any other factor that the taxpayer claims bears on economic hardship and brings to the attention of the Commissioner. We believe these provisions envision consideration of a taxpayer's pension needs where appropriate. In 2003, petitioner was around age 45, had three children, and had a modest income. Under these conditions, we believe that she has a reasonable need to retain her modest retirement account.6


d. Conclusion


Petitioner and intervenor owed about $110,000 in tax, penalties, and interest in May 2005, a very substantial sum given her financial situation. We conclude that this factor favors petitioner.


6. Knowledge or Reason To Know


a. Background


In determining whether a taxpayer in an underpayment case qualifies for equitable relief under section 6015(f), respondent considers whether the requesting spouse knew or had reason to know that the reported liability would be unpaid. This factor favors relief if the taxpayer reasonably believed when the return was filed that the liability would be paid by the taxpayer's spouse. See Wiest v. Commissioner [Dec. 55,099(M)], T.C. Memo. 2003-91 (the taxpayer reasonably believed taxes owed would be paid by spouse). Respondent determined and contends that petitioner knew or had reason to believe that the tax would not be paid. We disagree for reasons stated next.


b. The Offer-in-Compromise


Respondent contends that an offer-in-compromise submitted to respondent in 1993 by intervenor gave petitioner reason to know the taxes were not being paid. We disagree. The offer-in-compromise is not in the record, and there is nothing to support respondent's contention that petitioner knew about it. We conclude that petitioner did not know that intervenor filed an offer-in-compromise in 1993.


c. Petitioner and Intervenor's Tax Returns


Respondent contends the fact that petitioner signed and filed balance due returns shows that she did not reasonably believe the unpaid tax reported on the returns would be paid. Respondent contends that petitioner's reliance on intervenor's assurances that he would pay all taxes due was unreasonable because intervenor had underpaid his estimated taxes and the Murrays habitually owed money that they could not pay. We disagree. Intervenor intentionally misled petitioner into thinking he was fulfilling their tax obligations.


Petitioner had a high school education and stayed home to raise their children during most of the years she was married to intervenor. Respondent apparently did not consider petitioner's education or lack of involvement in family finances, even though (1) all facts and circumstances are to be considered in applying section 6015(f), sec. 6015(f)(1); and (2) a taxpayer's level of education and lack of involvement in family finances are well-established considerations in determining what a taxpayer knows or had reason to know, Bliss v. Commissioner [95-2 USTC ¶50,370], 59 F.3d 374, 378 (2d Cir. 1995), affg. [Dec. 49,242(M)] T.C. Memo. 1993-390; Guth v. Commissioner [90-1 USTC ¶50,133], 897 F.2d 441, 444 (9th Cir. 1990), affg. [Dec. 44,264(M)] T.C. Memo. 1987-522.


We conclude that the record shows that at the times the returns were filed petitioner expected intervenor to pay the Murrays' taxes after their returns were filed.


d. The Lien on the Murrays' House and the Bankruptcy


Respondent contends that petitioner knew or had reason to know intervenor would not pay his taxes because respondent took the proceeds on the sale of the Murrays' house in mid-1997, and petitioner and intervenor filed for bankruptcy in September 1997. We disagree. Intervenor misled petitioner about his intentions to pay their taxes. Any knowledge about intervenor's intent to pay his taxes that petitioner gleaned from her discovery of the tax liens on the Murrays' house and their bankruptcy filing occurred after the Murrays filed the last of the returns for the years in issue in April 1997.7


e. Conclusion


We conclude that this factor favors petitioner.


7. Whether the Underpayment of Tax Is Attributable to Intervenor


Respondent concedes that the underpaid tax is solely attributable to intervenor. This factor favors petitioner.


8. Legal Obligation To Pay Tax


The fact that the nonrequesting spouse has a legal obligation pursuant to a divorce decree or agreement to pay the outstanding liability favors granting relief. Rev. Proc. 2000-15, sec. 4.03, 2000-1 C.B. at 448. In the property settlement signed in June 1998, intervenor agreed to pay community debts, which include the taxes from which petitioner seeks relief from liability.


Respondent contends that, even if the nonrequesting spouse has a legal obligation pursuant to a divorce decree or agreement to pay the outstanding tax, this factor does not favor petitioner because she had reason to know when she signed the divorce decree that intervenor would not pay the tax due. We disagree. Respondent provides no grounds to suggest that the settlement agreement is not fully enforceable against intervenor by petitioner. We conclude that this factor favors petitioner.


9. Other Factors


The list of factors in Rev. Proc. 2000-15, sec. 5, 2000-1 C.B. at 448-449, is not intended to be exhaustive. Id. Petitioner did not participate in any wrongdoing. The problem originated with intervenor, who failed to make tax payments while misrepresenting to petitioner that he would make those payments as required. Equitable relief is more likely to be appropriate where concealment, overreaching, or other wrongdoing on the part of the nonrequesting spouse is present. Hayman v. Commissioner, [93-1 USTC ¶50,272], 992 F.2d 1256, 1262 (2d Cir. 1993), affg. [Dec. 48,160(M)] T.C. Memo. 1992-228.




D. Conclusion

Petitioner has presented a strong case for relief from joint liability under factors promulgated by the Commissioner in Rev. Proc. 2000-15, sec. 4.03.8 All of the factors either favor petitioner or are neutral. We conclude that respondent's denial of relief under section 6015(f) was an abuse of discretion, and that, on the basis of all the facts and circumstances, it would be inequitable to hold petitioner liable for the underpayment of taxes for 1992-96.


A final procedural note. Respondent contends that we may consider only the administrative record in deciding this case. We stated our Court's position on that issue at Ewing v. Commissioner [Dec. 55,519], 122 T.C. 32, 44 (2004) (In exercising our jurisdiction under section 6015(e)(1)(A) "to determine" whether a taxpayer is entitled to relief under section 6015(f), it is appropriate for this Court to consider the evidence admitted at trial), vacated on other grounds 439 F.3d 1009 (9th Cir. 2006). However, we need not consider respondent's contention further because it is clear that petitioner prevails (and that all factors favor petitioner or are neutral) whether or not our determination is limited to matter contained in respondent's administrative record.


To reflect the foregoing,


Decision will be entered for petitioner.


1 Unless otherwise provided, section references are to the Internal Revenue Code as amended. Rule references are to the Tax Court Rules of Practice and Procedure.

2 We previously held that Mr. Murray may intervene to support petitioner's claim for relief. Van Arsdalen v. Commissioner [Dec. 55,702], 123 T.C. 135 (2004).

3 Respondent contends that we may consider only the administrative record in deciding this case. See discussion below at par. D, p. 20.

4 Respondent's determination was subject to Rev. Proc. 2000-15, 2000-1 C.B. 447. Rev. Proc. 2000-15, supra, was superseded by Rev. Proc. 2003-61, 2003-2 C.B. 296, for requests for relief under sec. 6015(f) that either were filed on or after Nov. 1, 2003, or were pending on Nov. 1, 2003, and for which no preliminary determination letter had been issued as of Nov. 1, 2003.

5 Petitioner said that in 2003 her car payments were $500 and car insurance was $100. Giving the most common meaning to words, those two categories do not include car expenses, which in 2001 she estimated to be $375.

6 In George v. Commissioner [Dec. 55,804(M)], T.C. Memo. 2004-261, we said the taxpayer could liquidate part of her IRA to pay taxes. George is distinguishable from the instant case because the taxpayer in that case had no expenses for dependents and would have had about $100,000 in her IRA after paying tax of about $200,000. Petitioner's modest pension fund could be completely liquidated if it were used to pay the tax owed.

Shanbaum v. United States [94-2 USTC ¶50,512], 32 F.3d 180 (5th Cir. 1994), holding that an ERISA pension is not exempt from levy, has no bearing here because the Government's authority to levy is not at issue.

7 The administrative record does not show that respondent took the proceeds on the sale of the Murray's house in mid-1997 before the Murrays filed their 1996 tax return around Apr. 15, 1997.

8 The Commissioner ordinarily will grant relief from joint liability under sec. 6015(f) where a liability reported in a joint return is unpaid and the requesting spouse: (1) Is no longer married to the nonrequesting spouse; (2) had no knowledge or reason to know that the tax would not be paid; and (3) will suffer economic hardship if relief is not granted. Rev. Proc. 2000-15, sec. 4.02, 2000-1 C.B. at 448. Those circumstances are present here; however, for completeness, we have considered all of the facts and circumstances. Sec. 6015(f)(1).


Martin and Sharon Smith v. Commissioner.

Dkt. No. 3876-05L , TC Memo. 2007-73, 93 TCM 1047, March 29, 2007.

[Appealable, barring stipulation to the contrary, to CA-9. --CCH.]

[Code Secs. 6330 and 7122]
Compromises: Procedure: Fact finding: Rejection of offer. --

The IRS Appeals Office did not abuse its discretion in rejecting a married couple's offer-in-compromise where the taxpayers had underreported their income for several tax years due to claimed losses and credits from Hoyt partnership tax shelter investments. The IRS Appeals officer considered all of the evidence submitted, and reasonably applied the guidelines for evaluating an offer-in-compromise. The offer was unacceptable because, among other reasons, the taxpayers were not forthcoming in establishing their financial status, acceptance of the offer would undermine compliance with the tax laws by taxpayers in general, and the taxpayers had the financial wherewithal to pay more than the offered amount. The officer adequately considered the taxpayers' unique facts and circumstances, and the taxpayers did not show that requiring them to pay more than the offer amount would result in an economic hardship. Public policy did not demand that the taxpayers' offer be accepted because they were victims of fraud, and acceptance of the offer would not enhance voluntary compliance by other taxpayers. --CCH.


[Code Sec. 6404]
Abatements: Delays in resolving tax matters. --

The IRS Appeals Office did not abuse its discretion in rejecting a request by a husband and wife for abatement of interest related to an offer-in-compromise on an assessed tax liability due to losses and credits claimed from investment in Hoyt partnership tax shelters. The taxpayers' argument that the Appeals officer failed to consider whether they qualified for an abatement of interest for reasons other than those in Code Sec. 6404(e) was rejected. Nothing suggested that the officer believed that the sole remedy for interest abatement rested on the rules of Code Sec. 6404(e), and the officer would have abated interest had she agreed to let the taxpayers compromise by paying less than the interest amount included within their liability. There was no evidence supporting an abatement. --CCH.




Wendy S. Pearson, Terri A. Merriam, Jennifer A. Gellner, Jaret R. Coles, and Asher B. Bearman, for petitioners; Thomas N. Tomashek and Gregory M. Hahn, for respondent.


Wendy S. Pearson, Terri A. Merriam, Jennifer A. Gellner, Jaret R. Coles, and Asher B. Bearman, for petitioners.1 Thomas N. Tomashek and Gregory M. Hahn, for respondent.


MEMORANDUM FINDINGS OF FACT AND OPINION


LARO, Judge: Petitioners Martin Smith (Smith) and Sharon Smith petitioned the Court under section 6330(d) to review the determination of respondent's Office of Appeals (Appeals) sustaining a proposed levy related to petitioners' assessed Federal income tax liability (inclusive of additions to tax, penalties, and interest) for 1984, 1985, 1986, and 1991; that liability totaled $79,461. Petitioners argue that the proposed levy is improper because, they argue, Appeals was required to accept their offer to pay $11,552 to compromise their assessed and unassessed Federal income tax liability (inclusive of additions to tax, penalties, and interest) for 1984 through 1996; petitioners estimate that liability to total $265,023. We decide whether Appeals abused its discretion in rejecting petitioners' offer. We hold it did not.2


FINDINGS OF FACT


The parties filed with the Court stipulations of fact and accompanying exhibits. The stipulated facts are found accordingly. Petitioners are husband and wife, and they resided in Tucson, Arizona, when their petition was filed.


On their Federal income tax returns beginning in 1984, petitioners claimed losses and credits from their investment in several partnerships organized and operated by Walter J. Hoyt III (Hoyt). The partnerships were subject to the unified audit and litigation procedures of the Tax Equity and Fiscal Responsibility Act of 1982, Pub. L. 97-248, sec. 402(a), 96 Stat. 648. Hoyt was convicted on criminal charges relating to the promotion of these partnerships.


Petitioners' claim to the partnerships' losses and credits resulted in the underreporting of their personal 1984, 1985, 1986, and 1991 Federal income taxes. On November 13, 2003 respondent mailed to petitioners a Letter 1058, Final Notice of Intent to Levy and Notice of Your Right to a Hearing. The notice informed petitioners that respondent proposed to levy on their property to collect amounts owed as to their 1984, 1985, 1986, and 1991 Federal income taxes; all of these amounts were attributable to the just referenced underreporting of income. The notice advised petitioners that they were entitled to a hearing with Appeals to review the propriety of the proposed levy.


On December 2, 2003, petitioners requested the referenced hearing with Appeals. The request asserted in relevant part that the proposed levy was inappropriate because: (1) Petitioners were entitled to compromise their liability on account of effective tax administration, given, they claimed, that the Hoyt partnership cases were "longstanding" and petitioners were the "unwitting victims" of fraud perpetrated by Hoyt; (2) interest was required to be abated under section 6404(e), an issue, petitioners noted, then pending before the Court of Appeals for the Sixth Circuit in Mekulsia v. Commissioner [2005-1 USTC ¶50,108], 389 F.3d 601 (6th Cir. 2004), affg. [Dec. 55,152(M)] T.C. Memo. 2003-138; (3) the Commissioner's imposition of tax-motivated interest for 1984 through 1986 was inappropriate given the facts of the case; and (4) petitioners were not given an opportunity to be heard during the examination of the Hoyt partnerships in that, they claimed, they were represented by Hoyt who had an impermissible conflict of interest and was thus incapable of representing them properly.


On May 12, 2004, Nancy Driver (Driver), a settlement officer in Appeals, contacted petitioners with respect to their request by mailing a letter to Merriam, petitioners' representative as stated on a power of attorney. The letter, a copy of which was mailed to petitioners, stated that Driver would contact petitioners to schedule the hearing and asked petitioners to tender the following items to Driver before the Hearing so that she could explore a resolution: "Your proposal to resolve the outstanding balance"; "Any documentation supporting your position on any issue you wish to discuss"; "Completed and signed Form 433-A, Collection Information Statement for [Wage Earners and Self-Employed] Individuals, along with supporting documentation"; "Completed and signed Form 433-B, Collection Information Statement for Businesses, along with supporting documentation. This is required only if you own or have interest in a business". The letter stated that petitioners should provide the referenced information to Driver by June 2, 2004. Pursuant to the request of Gellner, who was also listed in a power of attorney as petitioners' representative, Driver extended the June 2, 2004, date until June 30, 2004.


On June 29, 2004, petitioners submitted to Driver four letters with accompanying exhibits; a signed and completed Form 656, Offer in Compromise, with an accompanying payment of a related $150 fee; and a signed and completed Form 433-A with supporting documentation. Through this submission, petitioners offered to pay the Commissioner $11,552 to compromise what they estimated was their $265,023 assessed and unassessed Federal income tax liability (inclusive of additions to tax, penalties, and interest) for 1984 through 1996. Each of the four letters included in the submission related to a different topic designated by petitioners as such, the four topics being: (1) A presentation of the facts and arguments related to the hearing, including an explanation of the offer amount and medical and retirement considerations; (2) a delay in the determination and assessment of their liabilities due to the criminal investigation of Hoyt; (3) effective tax administration; and (4) tax-motivated interest under section 6621(c). The Form 656 was signed by each petitioner on June 14, 2004, and stated that petitioners were making their offer-in-compromise on the grounds of effective tax administration and doubt as to collectibility. The Form 433-A was signed by each petitioner on June 14, 2004, and reported that petitioners owned the following assets with a current value (net of reported liabilities) of $124,038:3


Checking account $933

Money market account 576

IRAs1:

Vanguard 25,529

Zurich 31,161 56,690

______________

Stock of GE/Motorola 8,165

Vehicles:

Ford Ranger 7,085

Less loan balance 10,997

______________

(3,912 )

Mercury Grand Marquis 4,920 1,008

______________

Home2 160,648

Less mortgage loan balance 103,982 56,666

______________ ______________

124,038

1The reported values of the IRAs (individual retirement

accounts) equal 70 percent of their account balances. Petitioners

reported the lesser values to reflect their liability for income

tax on a liquidation of the accounts.

2The reported value equals the home's assessed value.



The Form 433-A reported that petitioners had no disposable income, listing that their monthly income totaled $3,223 and their monthly living expenses totaled $4,042.4 The income was reportedly attributable to Smith's receipt of Social Security and/or a pension.5 The living expenses were reportedly attributable to the following items:


Food, clothing, and miscellaneous: $801

Housing and utilities: 11,360

Transportation: 2715

Health care: 3262

Taxes (income and FICA): 130

Life insurance: 259

Attorney fees: 4479

______________

4,006

1 The Form 433-A reports that petitioners' monthly payment on

their mortgage loan was $899 and that they were required to

make these payments until 2026.

2 The Form 433-A reports that petitioners' monthly payment on

their car loan was $349.

3 Petitioners told Driver that they were experiencing various

medical complications and were required to take various

prescription and other medications. Petitioners never claimed

to Driver that the monthly cost of these complications and

medications exceeded their reported monthly health care costs.

4 These attorney fees are apparently related to this

litigation.



By way of a letter dated October 18, 2004, Driver notified petitioners that she had scheduled their hearing (requested by petitioners as a telephonic hearing) for November 18, 2004. The letter also stated that Driver had learned from third parties that petitioners apparently owned certain assets which were not reported on their Form 433-A, specifically, an IRA valued at $54,405 with Indianapolis Life Insurance Company (Indianapolis Life); two lots of real estate sited in Apache County, Arizona; and one lot of real estate sited in Pima County, Arizona. In reply to the letter's request that petitioners explain why the referenced assets were not included on the Form 433-A, petitioners, on October 28, 2004, acknowledged that they owned the IRA with Indianapolis Life and the lots of real estate and that they had left those assets off of their Form 433-A. Petitioners stated in the letter that the IRA had been overlooked in preparing the Form 433-A. Petitioners stated in the letter that they had forgotten about the three unreported lots which, they stated, were worthless.


On November 18, 2004, Driver held the scheduled hearing with petitioners' counsel. At that time, Smith and his wife were 68 and 64 years old, respectively. Driver made the following calculation in determining that petitioners' net realizable equity in assets was $161,844:


Assets and Liabilities Reported on Form 433-A

IRAs:

Vanguard 25,529

Zurich 31,161 56,690

______________

Stock of GE/Motorola 8,165

Home 160,648

Less mortgage loan balance 103,982 56,666

____________________________

121,521

Other Assets

IRA: Indianapolis Life 138,823

Lots in Apache and Pima Counties 21,500

______________

40,323

______________

Net realizable equity in assets 161,844

1 This amount equals 70 percent of the $55,462 balance in this

account as of Sept. 30, 2004.

2 This amount equals $1,300 less than the total assessed values of

these lots.



Driver calculated petitioners' reasonable collection potential to be $161,844, the same amount as their net realizable equity in assets; in other words, Driver determined that petitioners had no disposable income.


On January 26, 2005, Appeals issued petitioners the notice of determination sustaining the proposed levy as to 1984, 1985, 1986, and 1991. The notice reflects Driver's conclusion that petitioners' offer of $11,552 was inadequate under the applicable guidelines and that the proposed levy balances the need for the efficient collection of taxes with the concern that the proposed levy be no more intrusive than necessary. As to the former conclusion, the notice states:


Taxpayers challenged the proposed enforcement collection action by levy.


Taxpayers submitted an Offer in Compromise, Doubt as to Collectibility and Effective Tax Administration, in the amount of $11,552.00 during the CDP proceedings. The OIC was not an acceptable collection alternative and was rejected.


Taxpayers did not disclose all assets on the Collection Information Statements attached to the offer. They did not disclose assets which constituted about 25% of their net realizable equity. By not disclosing their complete financial status, this Appeals Officer is concerned about their good faith effort to resolve this matter. They were not forthcoming in establishing their financial status.


This Appeals Officer concluded the offer should not be accepted under doubt as to collectibility because taxpayers have sufficient assets to pay the assessed liability. Further, the offer should not be accepted under effective tax administration as it would undermine compliance by taxpayers with the tax laws.


Taxpayers included in the offer years that have unresolved TEFRA issues, thus the liability has not been assessed. During the Collection Due Process proceedings taxpayers did not resolve the years with TEFRA issues by entering into settlement agreements.


Taxpayers did not propose any other acceptable collection alternatives. Taxpayers declined to pay the outstanding liability.


The proposed collection enforcement action by levy is valid and appropriate.


The notice further states:


The proposed collection action by levy balances the need for the efficient collection of taxes with the concern that collection action be no more intrusive than necessary. Taxpayer [sic] did not propose any acceptable collection alternatives.


The notice of determination also addresses the other claims made by petitioners in their request for a hearing, in support of their assertion that the proposed levy was inappropriate. First, the notice notes that the Court of Appeals for the Sixth Circuit held in Mekulsia v. Commissioner [2005-1 USTC ¶50,108], 389 F.3d 601 (6th Cir. 2004), that the taxpayer was not entitled to an abatement of interest. Second, the notice states that petitioners never established that their facts did not support the imposition of interest under section 6621(c). Third, the notice indicates that petitioners never discussed at the hearing their claim that they were not given an opportunity to be heard during the examination and, hence, that Driver considered that issue to be abandoned.


OPINION


This case is yet another in a long list of cases brought in this Court involving respondent's proposal to levy on the assets of a partner in a Hoyt partnership to collect Federal income taxes attributable to the partner's participation in the partnership. In each of the other prior cases, all of which were brought by Merriam as either counsel or co-counsel, this Court has sustained respondent's right to levy on the assets of the petitioning taxpayer (or, in the case of joint returns, the petitioning taxpayers). See Hansen v. Commissioner [Dec. 56,861(M)], T.C. Memo. 2007-56; Catlow v. Commissioner [Dec. 56,850(M)], T.C. Memo. 2007-47; Estate of Andrews v. Commissioner [Dec. 56,831(M)], T.C. Memo. 2007-30; Freeman v. Commissioner [Dec. 56,829(M)], T.C. Memo. 2007-28; Johnson v. Commissioner [Dec. 56,830(M)], T.C. Memo. 2007-29; Abelein v. Commissioner [Dec. 56,825(M)], T.C. Memo. 2007-24; Hubbart v. Commissioner [Dec. 56,827(M)], T.C. Memo. 2007-26; Carter v. Commissioner [Dec. 56,826(M)], T.C. Memo. 2007-25; Ertz v. Commissioner [Dec. 56,816(M)], T.C. Memo. 2007-15; McDonough v. Commissioner [Dec. 56,665(M)], T.C. Memo. 2006-234; Lindley v. Commissioner [Dec. 56,659(M)], T.C. Memo. 2006-229; Blondheim v. Commissioner [Dec. 56,643(M)], T.C. Memo. 2006-216; Clayton v. Commissioner [Dec. 56,612(M)], T.C. Memo. 2006-188; Keller v. Commissioner [Dec. 56,587(M)], T.C. Memo. 2006-166; Barnes v. Commissioner [Dec. 56,570(M)], T.C. Memo. 2006-150. As was equally true as to the taxpayers in many of those prior cases, petitioners here made a lowball offer to Appeals to compromise their tax debt and now argue in this Court that Appeals's rejection of their offer was an abuse of discretion because, generally speaking, they claim that the Appeals officer did not appreciate the specifics of their case.


Where an underlying tax liability is not at issue in a case invoking our jurisdiction under section 6330(d), we review a determination of Appeals for abuse of discretion. See Sego v. Commissioner [Dec. 53,938], 114 T.C. 604, 610 (2000). We reject the determination of Appeals only if the determination was arbitrary, capricious, or without sound basis in fact or law. See Cox v. Commissioner [Dec. 56,506], 126 T.C. 237, 255 (2006); Murphy v. Commissioner [Dec. 56,232], 125 T.C. 301, 308, 320 (2005), affd. 469 F.3d 27 (1st Cir. 2006). Where we decide the propriety of Appeals's rejection of an offer-in-compromise, as we do here, we review the reasoning underlying that rejection to decide whether the rejection was arbitrary, capricious, or without sound basis in fact or law. We do not substitute our judgment for that of Appeals, and we do not decide independently the amount that we believe would be an acceptable offer-in-compromise. See Murphy v. Commissioner, supra at 320; Fowler v. Commissioner [Dec. 55,689(M)], T.C. Memo. 2004-163; Fargo v. Commissioner [Dec. 55,514(M)], T.C. Memo. 2004-13, affd. [2006-1 USTC ¶50,326] 447 F.3d 706 (9th Cir. 2006). Nor do we usually consider arguments, issues, or other matters raised for the first time at trial, but we limit ourselves to matter brought to the attention of Appeals. See Murphy v. Commissioner, supra at 308; Magana v. Commissioner [Dec. 54,765], 118 T.C. 488, 493 (2002). "[E]vidence that * * * [a taxpayer] might have presented at the section 6330 hearing (but chose not to) is not admissible in a trial conducted pursuant to section 6330(d)(1) because it is not relevant to the question of whether the Appeals officer abused her discretion." Murphy v. Commissioner, supra at 315.6


Section 6330(c)(2)(A)(iii) allows a taxpayer to offer to compromise a Federal tax debt as a collection alternative to a proposed levy. Section 7122(c) authorizes the Commissioner to prescribe guidelines to determine when a taxpayer's offer-incompromise should be accepted. The applicable regulations, section 301.7122-1(b), Proced. & Admin. Regs., list three grounds on which the Commissioner may accept an offer-in-compromise of a Federal tax debt. These grounds are "Doubt as to liability", "Doubt as to collectibility", and to "Promote effective tax administration". Sec. 301.7122-1(b)(1), (2), and (3), Proced. & Admin. Regs.


Petitioners argue in brief that Appeals (acting through Driver) abused its discretion by not accepting their offer to compromise their tax liability on the ground of effective tax administration in that, they assert, Driver did not adequately consider the specifics of their case.7 The Commissioner may compromise a tax liability to promote effective tax administration when collection of the full liability will create economic hardship and the compromise would not undermine compliance with the tax laws by taxpayers in general. See sec. 301.7122-1(b)(3)(i), (iii), Proced. & Admin. Regs. If a taxpayer does not qualify for effective tax administration compromise on grounds of economic hardship, the regulations also allow the Commissioner to compromise a tax liability to promote effective tax administration when the taxpayer identifies compelling considerations of public policy or equity. See sec. 301.7122-1(b)(3)(ii), Proced. & Admin. Regs.


Driver considered all of the evidence submitted to her by petitioners, and she applied the guidelines for evaluating an offer-in-compromise to promote effective tax administration. She determined that petitioners' offer was unacceptable because, among other reasons, they were not forthcoming in establishing their financial status and acceptance of the offer would undermine compliance with the tax laws by taxpayers in general. She determined that petitioners' offer to pay $11,552 was unacceptable because they had the financial wherewithal to pay more than that amount. Driver's ultimate determination to reject petitioners' $11,552 offer-in-compromise was not arbitrary, capricious, or without a sound basis in fact or law, and it was not abusive or unfair to petitioners. Her determination was based on a reasonable application of the guidelines, which we decline to second-guess. See Speltz v. Commissioner [Dec. 55,961], 124 T.C. 165 (2005), affd. [2006-2 USTC ¶50,403] 454 F.3d 782 (8th Cir. 2006).


In their posttrial opening brief, petitioners essentially make four arguments in advocating a contrary result. First, petitioners argue that Driver did not adequately consider their unique facts and circumstances. We disagree. Driver reviewed and considered all information given to her by petitioners. On the basis of the facts and circumstances of petitioners' case as gleaned from that information, as well as learned from other information obtained during her independent analysis, Driver determined that petitioners' offer did not meet the applicable guidelines for acceptance of an offer-in-compromise to promote effective tax administration because acceptance of that offer would undermine compliance with the tax laws by taxpayers in general. We find no abuse of discretion in that determination. Nor do we find that Driver inadequately considered the information given to her by petitioners. Driver accepted all of the values for assets, liabilities, income, and expenses given to her by petitioners on their Form 433-A, and she only increased the value of petitioners' total assets to take into account the unreported assets which she uncovered during her independent analysis. Indeed, even in the case of the unreported assets, Driver's valuation of those assets did not significantly depart from petitioners' valuation of those assets.8 We find that Driver gave thorough consideration to all of petitioners' claims in the light of all of the facts that were communicated to her by petitioners or were otherwise learned by her from other sources.


As petitioners view this issue, the opinion of the Court of Appeals for the Ninth Circuit in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706 (9th Cir. 2006), requires that Appeals accept their $11,552 offer because, they claim, their investment in the Hoyt partnerships was not purely tax motivated, they were victims of Hoyt's fraud, and respondent and Hoyt caused a significant delay in the resolution of respondent's examinations of the Hoyt partnerships. We do not read Fargo v. Commissioner, supra, as broadly as petitioners. Fargo does not support their claim that Appeals was automatically required to accept petitioners' bargain-basement offer of $11,552. It cannot be gainsaid that a significant motivation of their investment in the Hoyt tax shelters was to realize tax savings.


Petitioners also argue that their offer was required to be accepted because they adequately demonstrated that they will suffer economic hardship if required to pay their assessed tax liability in full. To this end, petitioners state, Driver ignored both their medical issues and their age and retirement status in making her determination, and it is "reasonably foreseeable" that they will need all of their home equity and retirement assets to compensate for this shortfall and to use for their care and support in the future. By petitioners' count, their monthly income is exceeded by their monthly expenses, creating a deficit of $819 (i.e., monthly income of $3,223 less monthly living expenses of $4,042), and Driver's analysis requires that they liquidate all of their retirement accounts and home equity in order to pay their tax liability.


We disagree with petitioners that they have demonstrated that requiring them to pay more than $11,552 towards their assessed tax liability will result in an economic hardship.9 The record establishes that Driver, when she made her determination, did know the specifics of petitioners' age and financial status (including the amount and sources of petitioners' income) and that she accepted the amount of the monthly medical expenses reported to her by petitioners on their Form 433-A. Driver was not required on her own initiative to increase arbitrarily the amount of those reported medical expenses to reflect the possibility that petitioners would incur additional medical costs in the future. See Fargo v. Commissioner, supra at 710. Driver's analysis focused on petitioners' $79,461 assessed liability, and petitioners' net realizable equity in assets was $161,844, an amount that exceeds petitioners' assessed liability by $82,383. We do not consider Appeals to have abused its discretion by rejecting petitioners' claim that they will suffer an economic hardship if required to pay more than their $11,552 offer.10


Second, petitioners argue that public policy demands that their offer-in-compromise be accepted because they were victims of fraud. We disagree. While the regulations do not set forth a specific standard for evaluating an offer-in-compromise based on claims of public policy or equity, the regulations contain two illustrative examples. See sec. 301.7122-1(c)(3)(iv), Examples (1) and (2), Proced. & Admin. Regs. The first example describes a taxpayer who is seriously ill and unable to file income tax returns for several years. The second example describes a taxpayer who received erroneous advice from the Commissioner as to the tax effect of the taxpayer's actions. Neither example bears any resemblance to this case. See Speltz v. Commissioner [Dec. 55,961], 454 F.3d at 786. Unlike the exceptional circumstances exemplified in the regulations, petitioners' situation is neither unique nor exceptional in that petitioners' situation mirrors that of numerous taxpayers who claimed tax shelter deductions in the 1980s and 1990s, obtained the tax advantages, promptly forgot about their "investment", and now realize that paying their taxes may require a change of lifestyle.11


We also agree with Driver that compromising petitioners' case on grounds of public policy or equity would not promote effective tax administration. While petitioners portray themselves as victims of Hoyt's alleged fraud and respondent's alleged delay in dealing with Hoyt, they take no responsibility for their tax predicament. We cannot agree that acceptance by respondent of petitioners' $11,552 offer to satisfy their estimated $265,023 tax liability would enhance voluntary compliance by other taxpayers. A compromise on that basis would place the Government in the unenviable role of an insurer against poor business decisions by taxpayers, reducing the incentive for taxpayers to investigate thoroughly the consequences of transactions into which they enter. It would be particularly inappropriate for the Government to play that role here, where the transaction at issue involves a tax shelter. Reducing the risks of participating in tax shelters would encourage more taxpayers to run those risks, thus undermining rather than enhancing compliance with the tax laws.12


Third, petitioners argue that Driver failed to balance efficient collection with the legitimate concern that collection through the proposed levy be no more intrusive than necessary. We disagree. Driver thoroughly considered this balancing issue on the basis of the information and proposed collection alternative (offer-in-compromise) given to her by petitioners. She concluded that the proposed levy action was an appropriate means for collecting the liabilities at issue. She thoroughly considered petitioners' arguments for accepting their offer-incompromise, and she rejected the offer only after concluding that petitioners could pay more of their tax liability than the $11,552 they offered. Cf. Internal Revenue Manual sec. 5.8.11.2.1(11) ("When hardship criteria are identified but the taxpayer does not offer an acceptable amount, the offer should not be recommended for acceptance").


Fourth, petitioners argue that Driver inappropriately failed to consider whether they qualified for an abatement of interest for reasons other than those described in section 6404(e). We disagree. We find nothing to suggest that Driver believed that petitioners' sole remedy for interest abatement in this case rested on the rules of section 6404(e). In fact, regardless of the rules of section 6404(e), Driver obviously would have abated interest in this case had she agreed to let petitioners compromise their liability by paying less than the amount of interest included within that liability. All the same, we find no basis in the evidence for an abatement of interest, nor any abuse of discretion by Driver in denying their request for abatement. Cf. Mekulsia v. Commissioner [2005-1 USTC ¶50,108], 389 F.3d 601 (6th Cir. 2004).


We hold that Appeals (acting through Driver) did not abuse its discretion in rejecting petitioners' $11,552 offer-in-compromise. In so holding, we express no opinion as to the amount of any compromise that petitioners could or should be required to pay, or that respondent is required to accept. The only issue before us is whether Appeals abused its discretion in refusing to accept petitioners' specific offer-in-compromise in the amount of $11,552. See Speltz v. Commissioner [Dec. 55,961], 124 T.C. at 179-180. We have considered all arguments made by petitioners for a contrary holding, and we have found those arguments not discussed herein to be without merit.


An appropriate order and decision will be entered.


1 Wendy S. Pearson (Pearson), Terri A. Merriam (Merriam), Jennifer A. Gellner (Gellner), and Jaret R. Coles entered their appearances in this case by subscribing the petition commencing this proceeding. See Rule 24(a). (Unless otherwise indicated, Rule references are to the Tax Court Rules of Practice and Procedure, and section references are to the applicable versions of the Internal Revenue Code.) Asher B. Bearman entered his appearance on July 18, 2005, and withdrew on Nov. 17, 2006. Pearson and Gellner withdrew from the case on Oct. 24 and Nov. 14, 2006, respectively.

2 Petitioners also dispute a determination by Appeals concerning their liability for increased interest under sec. 6621(c). As to this dispute, the parties agreed to be bound by a final decision in Ertz v. Commissioner, docket No. 20336-04L, which involved a similar issue. On Jan. 24, 2007, the Court held in Ertz v. Commissioner [Dec. 56,816(M)], T.C. Memo. 2007-15, that the Court lacks jurisdiction to decide the issue to which the parties agreed to be bound. On the basis of Ertz v. Commissioner, supra, we shall dismiss for lack of jurisdiction the portion of this case that concerns petitioners' liability for increased interest under sec. 6621(c).

3 Form 433-A states that each asset reported on the form should be valued at its "Current value", defined on the form as "the amount you could sell the asset for today".

4 The listed expenses reported as totaling $4,042 actually total $4,006.

5 Petitioners' 2003 Federal income tax return reported that they had $34,885 of adjusted gross income and $14,798 of taxable income.

6 In Murphy v. Commissioner [Dec. 56,232], 125 T.C. 301 (2005), affd. 469 F.3d 27 (1st Cir. 2006), the Court declined to include in the record external evidence relating to facts not presented to Appeals. The Court distinguished Robinette v. Commissioner [Dec. 55,698], 123 T.C. 85 (2004), revd. [2006-1 USTC ¶50,213] 439 F.3d 455 (8th Cir. 2006), and held that the external evidence was inadmissible in that it was not relevant to the issue of whether Appeals abused its discretion. In a memorandum that petitioners filed with the Court on April 13, 2006, pursuant to an order of the Court directing petitioners to explain the relevancy of any external evidence that they desired to include in the record of this case, petitioners made no claim that they had offered any of the external evidence to Driver. Instead, as we read petitioners' memorandum in the light of the record as a whole, petitioners wanted to include the external evidence in the record of this case to prove that Driver abused her discretion by not considering facts and documents that they had consciously decided not to give to her. Consistent with Murphy v. Commissioner, supra, we sustained respondent's relevancy objections to the external evidence.

7 Petitioners' posttrial opening brief also states as an issue the question of whether Appeals abused its discretion by rejecting petitioners' request for an offer-in-compromise on the ground of doubt as to collectibility. The brief does not, however, advance any direct argument on this issue, stating instead that the resolution of the issue is controlled by our decision on petitioners' claim of effective tax administration. We consider petitioners to have waived any independent claim of error related to Appeals's rejection of their offer-in-compromise on the ground of doubt as to collectibility and limit our discussion to Appeals's rejection of petitioners' offer-in-compromise on the ground of effective tax administration.

8 Petitioners' sole dispute with Driver's valuation of their assets relates to the unreported lots, which petitioners contend had no value. We cannot fathom that the lots had no value whatsoever, and we do not believe that it was an abuse of Driver's discretion to value each lot at a minimal average value of $500.

9 Even if they had shown economic hardship, a compromise on the basis of effective tax administration will not be made if it would undermine compliance with the tax laws by taxpayers in general, see sec. 301.7122-1(b)(3)(iii), Proced. & Admin. Regs., and Driver determined that petitioners failed to meet that essential requirement.

10 Petitioners argue that Driver's analysis is flawed in that she considered only their assessed tax liability and not their assessed and unassessed tax liability. In that Driver concluded that petitioners' offer of $11,552 in compromise of their $79,461 assessed tax liability was unacceptable, petitioners have not explained to our satisfaction how increasing the stated assessed liability almost threefold to reflect the amount of the unassessed liability would then make their offer acceptable.

11 Of course, the examples in the regulations are not meant to be exhaustive, and petitioners' situation is not identical to that of the taxpayers in Fargo v. Commissioner [2006-1 USTC ¶50,326], 447 F.3d 706, 714 (9th Cir. 2006), affg.[Dec. 55,514(M)] T.C. Memo. 2004-13, regarding whom the Court of Appeals for the Ninth Circuit noted that "no evidence was presented to suggest that Taxpayers were the subject of fraud or deception". Such considerations, however, have not kept this Court from finding investors in Hoyt's shelters to be culpable of negligence, see, e.g., Keller v. Commissioner [Dec. 56,550(M)], T.C. Memo. 2006-131, nor prevented the Courts of Appeals for the Sixth, Ninth, and Tenth Circuits from affirming our decisions to that effect in Hansen v. Commissioner, 471 F.3d 1021 (9th Cir. 2006), affg. [Dec. 55,812(M)] T.C. Memo. 2004-269; Mortensen v. Commissioner, 440 F.3d 375 (6th Cir. 2006), affg. [Dec. 55,824(M)] T.C. Memo. 2004-279; and Van Scoten v. Commissioner, 439 F.3d 1243 (10th Cir. 2006), affg. [Dec. 55,818(M)] T.C. Memo. 2004-275.

12 Nor does the fact that petitioners' case may be "longstanding" overcome the detrimental impact on voluntary compliance that could result from respondent's accepting petitioners' offer-in-compromise. An example in Internal Revenue Manual sec. 5.8.11.2.2 implicitly addresses the "longstanding" issue. There, the taxpayer invested in a tax shelter in 1983, thereby incurring tax liabilities for 1981 through 1983. He failed to accept a settlement offer by respondent that would have eliminated a substantial portion of his interest and penalties. Although the example, which is similar to petitioners' case in several respects, would qualify as a "longstanding" case by petitioners' standards, the offer was not acceptable because acceptance of it would undermine compliance with the tax laws.

 

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